15年不換車vs每3年換車 - 汽車
By Heather
at 2017-03-21T16:46
at 2017-03-21T16:46
Table of Contents
最近算一下覺得三年換一次車剛好
一百萬的車 假設三年折舊+利息=40萬
40/36=1.11 每個月多花11000能三年換一次車而車子殘值重新累計
15年殘值大概五萬
不換車算起來 100-5(殘值)= 95
每三年換車算起來40*5=200 200(15年換車成本)-100(車子價值)=100
所以每三年的換車=15年不換車
不用在意車子的大小耗材跟莫名壞掉與性能衰弱油耗變差且能每三年享受新科技還抗通膨.這樣幹嘛不換車?
請問這邏輯有沒有什麼沒算到的地方呢?
以客觀來講所以我用40萬來算應該算掉很多了
*油錢 保險 稅金是本來無論有無換車都要付出去的所以我只算兩者差異
*保值車款差異更多 更划算
--
一百萬的車 假設三年折舊+利息=40萬
40/36=1.11 每個月多花11000能三年換一次車而車子殘值重新累計
15年殘值大概五萬
不換車算起來 100-5(殘值)= 95
每三年換車算起來40*5=200 200(15年換車成本)-100(車子價值)=100
所以每三年的換車=15年不換車
不用在意車子的大小耗材跟莫名壞掉與性能衰弱油耗變差且能每三年享受新科技還抗通膨.這樣幹嘛不換車?
請問這邏輯有沒有什麼沒算到的地方呢?
以客觀來講所以我用40萬來算應該算掉很多了
*油錢 保險 稅金是本來無論有無換車都要付出去的所以我只算兩者差異
*保值車款差異更多 更划算
--
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汽車
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