丙式車體險理賠上限 - 價格
By Edith
at 2018-09-11T11:52
at 2018-09-11T11:52
Table of Contents
最近自己的愛車在國道上發生車禍,
警察有判定是後方駕駛負全責。
自己有保富邦的丙式車體險,
所以隔天就先請保險幫忙辦理出險再代位求償。
問題來了,今天原廠打來給我,
說明保險只願意理賠到45萬,
剩下的會需要車主自負。
有再打去詢問富邦負責我案子的理賠專員。
回覆是因為你的車的金額就計算後只能賠償到45萬,你回原廠價格本來就比較高 。
但我檢視我所保的保單內容,上面的金額是69.2萬,以及車體免折舊
我認知的丙式是超過殘值,
保險公司就直接賠殘值的現金。
若是低於殘值,則就把車修到好。
想請問各位大大,若是丙式維修,
是否有維修金額的上限公式呢?
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Sent from JPTT on my Sony G8342.
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