乘客體傷? - 汽車

By Hazel
at 2022-09-20T12:08
at 2022-09-20T12:08
Table of Contents
這是富邦的乘客體傷保險條文 (其餘產險公司應該也類似)
https://imgur.com/bx7pL04
關鍵在: "依法應負賠償責任而受賠償請求時"
所以假如你載你的老婆小孩/親戚/女朋友/公司同事
出了車禍受傷了,這些人要對你提告求償
相關判決你要賠錢給這些人,保險才會幫你付這筆
但我想...這些人坐你的車"應該"不會告你吧...(?
所以理論上,這條應該不用保(絕大機率保了不會用到)
(你老婆小孩/親戚/女朋友自己的人身保險保好保滿就好)
好,我的問題是
假設我們講好真的出事,你就告我
這樣會不會有詐保嫌疑阿XD
又實務上應該要怎麼操作,這條才會啟動啊?
直系血親互告? 隱藏身分?
但身分應該很好查,
配偶欄、戶籍謄本、公司同事(服務於同一單位)
保險公司查一查 看起來就好像詐保XD
有人有用到"乘客體傷"這條成功的案例可以分享嗎?XD
--
https://imgur.com/bx7pL04
關鍵在: "依法應負賠償責任而受賠償請求時"
所以假如你載你的老婆小孩/親戚/女朋友/公司同事
出了車禍受傷了,這些人要對你提告求償
相關判決你要賠錢給這些人,保險才會幫你付這筆
但我想...這些人坐你的車"應該"不會告你吧...(?
所以理論上,這條應該不用保(絕大機率保了不會用到)
(你老婆小孩/親戚/女朋友自己的人身保險保好保滿就好)
好,我的問題是
假設我們講好真的出事,你就告我
這樣會不會有詐保嫌疑阿XD
又實務上應該要怎麼操作,這條才會啟動啊?
直系血親互告? 隱藏身分?
但身分應該很好查,
配偶欄、戶籍謄本、公司同事(服務於同一單位)
保險公司查一查 看起來就好像詐保XD
有人有用到"乘客體傷"這條成功的案例可以分享嗎?XD
--
Tags:
汽車
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