事故責任歸屬與賠償 - BMW
By Jessica
at 2018-09-12T23:38
at 2018-09-12T23:38
Table of Contents
今日下班遇到了擦撞事故
我在和平東路要準備右轉敦化南路二段快車道
Google Map街景如下
https://imgur.com/a/pnHMwWE
因晚上視線比較不好,加上適逢下班車潮,斑馬線人與自行車非常多
所以我停在右轉快車道入口處等待行人與自行車全部通過 (我開在最右道等待右轉)
後來有台BMW從中間車道要直接右轉快車道超我車,此時我剛好慢慢往前
BMW的右後側掃到我的左前保險桿
(我會稍微偏左是因為這條路要上高架道路的車需行駛最內車道)
影片如下:
https://youtu.be/5pYS1sk5kUM
我的車損如下,保桿嚴重刮傷與爆出
https://imgur.com/FYlEVHF
https://imgur.com/WhFnuqs
對方車損如下 (細微刮痕)
https://imgur.com/hZzVHSR
當下對方表示有急事想塞錢了事,避免不必要的困擾,最後我還是叫了警察
警察希望我們各自和解,當下傳照片問了車廠處理可能需5000左右
對方僅願意理賠3000,最後警察開了事故鑑定,後續要再進行調解。
我的保險有保第三責任,對方則沒有任何保險。
看起來是對方超車右轉為肇事主因,但因此時我也並未靜止狀態,有稍微往前移動
我本來覺得肇責應屬對方,但朋友說我可能也有責任,想問一下這樣肇責是否對方較多?
因對方無任何保險,價錢也談不攏,這方面是不是由我這邊的保險與他周旋即可?
還是因對方沒有保險,我這邊的保險也無法幫忙協調,需自行處理了?
謝謝大家~~
--
我在和平東路要準備右轉敦化南路二段快車道
Google Map街景如下
https://imgur.com/a/pnHMwWE
因晚上視線比較不好,加上適逢下班車潮,斑馬線人與自行車非常多
所以我停在右轉快車道入口處等待行人與自行車全部通過 (我開在最右道等待右轉)
後來有台BMW從中間車道要直接右轉快車道超我車,此時我剛好慢慢往前
BMW的右後側掃到我的左前保險桿
(我會稍微偏左是因為這條路要上高架道路的車需行駛最內車道)
影片如下:
https://youtu.be/5pYS1sk5kUM
我的車損如下,保桿嚴重刮傷與爆出
https://imgur.com/FYlEVHF
https://imgur.com/WhFnuqs
對方車損如下 (細微刮痕)
https://imgur.com/hZzVHSR
當下對方表示有急事想塞錢了事,避免不必要的困擾,最後我還是叫了警察
警察希望我們各自和解,當下傳照片問了車廠處理可能需5000左右
對方僅願意理賠3000,最後警察開了事故鑑定,後續要再進行調解。
我的保險有保第三責任,對方則沒有任何保險。
看起來是對方超車右轉為肇事主因,但因此時我也並未靜止狀態,有稍微往前移動
我本來覺得肇責應屬對方,但朋友說我可能也有責任,想問一下這樣肇責是否對方較多?
因對方無任何保險,價錢也談不攏,這方面是不是由我這邊的保險與他周旋即可?
還是因對方沒有保險,我這邊的保險也無法幫忙協調,需自行處理了?
謝謝大家~~
--
Tags:
BMW
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