二手車車貸業務說過不了 - 汽車
By Liam
at 2019-01-15T08:47
at 2019-01-15T08:47
Table of Contents
台灣金融業很怪啦
車貸明明就有抵押物
信貸是沒有抵押物
結果利率和審查嚴格度都高於信貸
難以理解
另外一點就是之前火車出軌事件
大家才發現小孩的壽險是不理賠的
其實這是只有台灣才這樣
人家國外都嘛照賠
我幫我兒子買的壽險就是去香港買的
如果小孩意外過世 香港的保險都會賠
哪有小孩死亡 壽險不理賠的道理
是只有台灣這樣亂搞 歐洲美國日本香港 全部都可以賠!
類似的情況很多啦 講不完
總之就是整個台灣的金融業都是被寵壞的 不意外=.=
回過頭來 我覺得那個二手車行也是非戰之罪
阿他就只能幫你送車貸 又不能幫你送信貸
結果台灣放款文化是車貸比信貸審查還嚴格XD
笑死人 車貸有車子當抵押品 信貸沒有任何抵押品
結果有抵押品的 審查門檻比沒抵押品的嚴格
世界奇觀
--
車貸明明就有抵押物
信貸是沒有抵押物
結果利率和審查嚴格度都高於信貸
難以理解
另外一點就是之前火車出軌事件
大家才發現小孩的壽險是不理賠的
其實這是只有台灣才這樣
人家國外都嘛照賠
我幫我兒子買的壽險就是去香港買的
如果小孩意外過世 香港的保險都會賠
哪有小孩死亡 壽險不理賠的道理
是只有台灣這樣亂搞 歐洲美國日本香港 全部都可以賠!
類似的情況很多啦 講不完
總之就是整個台灣的金融業都是被寵壞的 不意外=.=
回過頭來 我覺得那個二手車行也是非戰之罪
阿他就只能幫你送車貸 又不能幫你送信貸
結果台灣放款文化是車貸比信貸審查還嚴格XD
笑死人 車貸有車子當抵押品 信貸沒有任何抵押品
結果有抵押品的 審查門檻比沒抵押品的嚴格
世界奇觀
--
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汽車
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