保險以外的額外賠償 - 汽車
By Mason
at 2017-12-01T14:44
at 2017-12-01T14:44
Table of Contents
1.我朋友在兩邊皆是閃黃燈處與對方對撞
2.兩車用時速大概20左右對撞,車損幾乎為0 我朋友新的RAV4 對方舊的CRV
我朋友有提共行車紀錄器,因為是學校附近 所以也有路口監視器
3.對方的小孩(2歲以下) 因為撞擊時沒有使用安全座椅 眼睛被戳到,目前視力受損
醫生說會角膜受損但是可以恢復,再次複檢已恢復到視力0.8
但是對方還是拿第一次檢查求償
主張他自己找的醫生說對小孩的視力會有永久傷害跟創傷
4.我朋友有保1000萬第三人
詢問保險意見之後,包含對方車損的部分 保險公司負責全修 3000
傷害賠償的部分保險公司願意出險30萬
5.對方開價150萬,也就是如果和解我朋友要自己付115萬左右
以上都不是重點,重點是對方嗆說保險賠的看不出你的誠意
我比較疑惑的點有兩個
1.保險公司不會幫出這115萬的話 我保第三人要幹嘛?
2.如果保險陪看不出誠意 那我保保險幹嘛?
還有就是如果鬧上傷害告訴,法官會因為我朋友有保保險就比較輕判嗎?
當然公道價就是拘役30天,但是比較怕不給折成罰金
因為我朋友處理到心很累,對方一直拿我朋友道歉的錄音宣揚是我朋友的錯
不然幹嘛道歉又到醫院探視?
我朋友願意多出16萬算給買清淨 但是又被對方錄音當作我朋友認錯的依據
所以目前是打算擺爛給法官判了 判多少賠多少
,只是怕法官不給折罰金要去關30天而已
--
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