保險系數問題請益 - 鈑金
By Edwina
at 2020-10-21T18:08
at 2020-10-21T18:08
Table of Contents
原本家人今年初的車險投保系數為 責任:-0.2、車體:-0.4
由於在今年9月因為自己不慎車門碰到出險鈑金烤漆,所以心裡有數明年無法降保費
現在要買新車,但是試算新車保費發現系數提高到 責任:+0.1、車體:-0.2
請問這是不是保險員沒正確調回系數?
以我的了解認知,車體險三年內出險過1次,賠款紀錄點數+0,
而無賠款年度有兩年(2018, 2019),賠款紀錄點數-2,
因此+0+-2=-2,此-2為車體險賠款紀錄點數,
對應到車體險賠款紀錄系數應為-0.4
所以我是不是應該去電保險員更正系數?
--
由於在今年9月因為自己不慎車門碰到出險鈑金烤漆,所以心裡有數明年無法降保費
現在要買新車,但是試算新車保費發現系數提高到 責任:+0.1、車體:-0.2
請問這是不是保險員沒正確調回系數?
以我的了解認知,車體險三年內出險過1次,賠款紀錄點數+0,
而無賠款年度有兩年(2018, 2019),賠款紀錄點數-2,
因此+0+-2=-2,此-2為車體險賠款紀錄點數,
對應到車體險賠款紀錄系數應為-0.4
所以我是不是應該去電保險員更正系數?
--
All Comments
By Charlie
at 2020-10-21T23:44
at 2020-10-21T23:44
By Edith
at 2020-10-24T08:15
at 2020-10-24T08:15
By Callum
at 2020-10-28T12:01
at 2020-10-28T12:01
By Wallis
at 2020-10-30T08:01
at 2020-10-30T08:01
By Audriana
at 2020-11-01T15:11
at 2020-11-01T15:11
By Caitlin
at 2020-11-02T20:30
at 2020-11-02T20:30
By Callum
at 2020-11-03T22:25
at 2020-11-03T22:25
By Doris
at 2020-11-05T13:35
at 2020-11-05T13:35
By Oliver
at 2020-11-08T04:05
at 2020-11-08T04:05
By Enid
at 2020-11-12T18:22
at 2020-11-12T18:22
By Cara
at 2020-11-13T02:44
at 2020-11-13T02:44
By Hamiltion
at 2020-11-16T09:46
at 2020-11-16T09:46
By Regina
at 2020-11-20T12:44
at 2020-11-20T12:44
Related Posts
2006年現代Tucson柴油版駕駛心得
By Catherine
at 2020-10-21T11:51
at 2020-10-21T11:51
Audi A3 sportback後燈鈑金疑問
By Genevieve
at 2020-10-18T19:40
at 2020-10-18T19:40
最好的車廠保養維修服務?
By Edward Lewis
at 2020-10-18T03:11
at 2020-10-18T03:11
價格殺的誇張!2021 Lexus IS 預售啟動!
By Ingrid
at 2020-10-16T21:03
at 2020-10-16T21:03
鈑噴烤漆詢問
By Bennie
at 2020-10-16T19:43
at 2020-10-16T19:43