停車場碰撞不知道該不該出險 - 價格

By Ethan
at 2022-12-25T21:27
at 2022-12-25T21:27
Table of Contents
大家好,原本今天開開心心的去高雄參加聖誕節活動。
結果在停車場自己真的三寶到油滴出便當盒…
總之就是撞到別人完全靜止的車
我百分之百責任我沒話說。
以下是對方的車傷
https://i.imgur.com/gcEpAyg.jpg
這是我的保險
https://i.imgur.com/WHCjD4A.jpg
對方是一個老頭,很歡,我原本只跟他說我有保險
也有找警察開單。
但業務跟我說,確定理賠明年保費要漲30%
業務是說紅框部分這兩個的30%
加起來乘以130% 大概就是明年保費(看不懂…
剛剛業務有打電話跟他聯繫,對方只說要原廠
業務就問那就要看對方明天報價多少,在看我願不願意保險理賠。
以下我有幾點問題
1. 對方也是老車vios跟我一樣,業務有給我一個價格說外場修好大概3-5000,請問在這
個價格內我要聽業務的直接私下和解嗎?
2.我有想過雖然明年保費會漲,但我今年的也已經繳了,這樣折抵下來,就算明年漲是不
是也是保險賠比較划算? 這部分不了解…
對方老人還重聽,其實我怕私下和解會有難度,跟他說什麼好像他都聽不懂
以上就是我的些許問題,麻煩大家幫我解惑,第一次遇到這種問題,希望永遠都不要有下
次了
祝大家行車平安,遠離路上三寶包括我,謝謝。
--
結果在停車場自己真的三寶到油滴出便當盒…
總之就是撞到別人完全靜止的車
我百分之百責任我沒話說。
以下是對方的車傷
https://i.imgur.com/gcEpAyg.jpg

這是我的保險
https://i.imgur.com/WHCjD4A.jpg

對方是一個老頭,很歡,我原本只跟他說我有保險
也有找警察開單。
但業務跟我說,確定理賠明年保費要漲30%
業務是說紅框部分這兩個的30%
加起來乘以130% 大概就是明年保費(看不懂…
剛剛業務有打電話跟他聯繫,對方只說要原廠
業務就問那就要看對方明天報價多少,在看我願不願意保險理賠。
以下我有幾點問題
1. 對方也是老車vios跟我一樣,業務有給我一個價格說外場修好大概3-5000,請問在這
個價格內我要聽業務的直接私下和解嗎?
2.我有想過雖然明年保費會漲,但我今年的也已經繳了,這樣折抵下來,就算明年漲是不
是也是保險賠比較划算? 這部分不了解…
對方老人還重聽,其實我怕私下和解會有難度,跟他說什麼好像他都聽不懂
以上就是我的些許問題,麻煩大家幫我解惑,第一次遇到這種問題,希望永遠都不要有下
次了
祝大家行車平安,遠離路上三寶包括我,謝謝。
--
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價格
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