停車場碰撞不知道該不該出險 - 價格

By Ethan
at 2022-12-25T21:27
at 2022-12-25T21:27
Table of Contents
大家好,原本今天開開心心的去高雄參加聖誕節活動。
結果在停車場自己真的三寶到油滴出便當盒…
總之就是撞到別人完全靜止的車
我百分之百責任我沒話說。
以下是對方的車傷
https://i.imgur.com/gcEpAyg.jpg
這是我的保險
https://i.imgur.com/WHCjD4A.jpg
對方是一個老頭,很歡,我原本只跟他說我有保險
也有找警察開單。
但業務跟我說,確定理賠明年保費要漲30%
業務是說紅框部分這兩個的30%
加起來乘以130% 大概就是明年保費(看不懂…
剛剛業務有打電話跟他聯繫,對方只說要原廠
業務就問那就要看對方明天報價多少,在看我願不願意保險理賠。
以下我有幾點問題
1. 對方也是老車vios跟我一樣,業務有給我一個價格說外場修好大概3-5000,請問在這
個價格內我要聽業務的直接私下和解嗎?
2.我有想過雖然明年保費會漲,但我今年的也已經繳了,這樣折抵下來,就算明年漲是不
是也是保險賠比較划算? 這部分不了解…
對方老人還重聽,其實我怕私下和解會有難度,跟他說什麼好像他都聽不懂
以上就是我的些許問題,麻煩大家幫我解惑,第一次遇到這種問題,希望永遠都不要有下
次了
祝大家行車平安,遠離路上三寶包括我,謝謝。
--
結果在停車場自己真的三寶到油滴出便當盒…
總之就是撞到別人完全靜止的車
我百分之百責任我沒話說。
以下是對方的車傷
https://i.imgur.com/gcEpAyg.jpg

這是我的保險
https://i.imgur.com/WHCjD4A.jpg

對方是一個老頭,很歡,我原本只跟他說我有保險
也有找警察開單。
但業務跟我說,確定理賠明年保費要漲30%
業務是說紅框部分這兩個的30%
加起來乘以130% 大概就是明年保費(看不懂…
剛剛業務有打電話跟他聯繫,對方只說要原廠
業務就問那就要看對方明天報價多少,在看我願不願意保險理賠。
以下我有幾點問題
1. 對方也是老車vios跟我一樣,業務有給我一個價格說外場修好大概3-5000,請問在這
個價格內我要聽業務的直接私下和解嗎?
2.我有想過雖然明年保費會漲,但我今年的也已經繳了,這樣折抵下來,就算明年漲是不
是也是保險賠比較划算? 這部分不了解…
對方老人還重聽,其實我怕私下和解會有難度,跟他說什麼好像他都聽不懂
以上就是我的些許問題,麻煩大家幫我解惑,第一次遇到這種問題,希望永遠都不要有下
次了
祝大家行車平安,遠離路上三寶包括我,謝謝。
--
Tags:
價格
All Comments

By David
at 2022-12-25T12:09
at 2022-12-25T12:09

By David
at 2022-12-27T23:00
at 2022-12-27T23:00
差不多的話直接出了吧我覺得

By Valerie
at 2022-12-25T12:09
at 2022-12-25T12:09

By Anthony
at 2022-12-27T23:00
at 2022-12-27T23:00

By Candice
at 2022-12-25T12:09
at 2022-12-25T12:09
把那兩項*30%,最後全部保險總金額再乘130%嗎?

By Iris
at 2022-12-27T23:00
at 2022-12-27T23:00
明年報廢車輛,就不用保了,你在意這130%?

By Madame
at 2022-12-25T12:09
at 2022-12-25T12:09
煩嗎?

By Necoo
at 2022-12-27T23:00
at 2022-12-27T23:00

By Connor
at 2022-12-25T12:09
at 2022-12-25T12:09

By Hardy
at 2022-12-27T23:00
at 2022-12-27T23:00

By Agatha
at 2022-12-25T12:09
at 2022-12-25T12:09
然後再每年遞減

By Emily
at 2022-12-27T23:00
at 2022-12-27T23:00

By Sarah
at 2022-12-25T12:09
at 2022-12-25T12:09
原廠問價格,保險是有出險的項目漲價(先假設你沒有
折價30%的優惠連續三年沒出險),第三人賠就是漲這
項的30%連續三年,例如第三人五仟,隔年就是6500,
連續三年沒出險就會調回原價,意思就是出險貴1500*
3,只要原廠烤漆(或是你橋好的和解方式,外廠或賠
錢)低於這個價格不出險直接賠比較划算

By Megan
at 2022-12-27T23:00
at 2022-12-27T23:00

By Hedy
at 2022-12-25T12:09
at 2022-12-25T12:09

By Una
at 2022-12-27T23:00
at 2022-12-27T23:00
小心了。

By Eartha
at 2022-12-25T12:09
at 2022-12-25T12:09
廠都有一個保險的維修價格,
漲30%,一萬也才三千元

By Lydia
at 2022-12-27T23:00
at 2022-12-27T23:00
下

By Jack
at 2022-12-25T12:09
at 2022-12-25T12:09
賠整隻換新,車廠也會告知保險,要保險同意才會動
工,我遇過好幾次了,我是被撞的那方

By Bennie
at 2022-12-27T23:00
at 2022-12-27T23:00
下價格3萬五

By Hedy
at 2022-12-25T12:09
at 2022-12-25T12:09

By Ingrid
at 2022-12-27T23:00
at 2022-12-27T23:00

By Harry
at 2022-12-25T12:09
at 2022-12-25T12:09

By Christine
at 2022-12-27T23:00
at 2022-12-27T23:00
多5490元,保桿重烤原廠多少錢,自己打電話去問,
都說的這麼清楚了,不想問,我也沒辦法了

By Thomas
at 2022-12-25T12:09
at 2022-12-25T12:09
一次拍照跟確認受損範圍,第二次去換保桿跟內鐵。

By Edith
at 2022-12-27T23:00
at 2022-12-27T23:00
4500的話我可以考慮私下和解吧?不好意思剛剛說明
年車會賣掉只是氣話,氣自己這麼笨,但車應該還是
會留著啦,對不起大家

By Quintina
at 2022-12-25T12:09
at 2022-12-25T12:09

By Heather
at 2022-12-27T23:00
at 2022-12-27T23:00
於5500我應該就會私下和解

By Ida
at 2022-12-25T12:09
at 2022-12-25T12:09
當服務費好了。不過最近產險公司因為防疫險大賠,明
年要拿車險開刀了,不管有沒有出險都會漲價。

By Barb Cronin
at 2022-12-27T23:00
at 2022-12-27T23:00
知道怎麼處理了

By Thomas
at 2022-12-25T12:09
at 2022-12-25T12:09

By Liam
at 2022-12-27T23:00
at 2022-12-27T23:00

By Erin
at 2022-12-25T12:09
at 2022-12-25T12:09

By Rae
at 2022-12-27T23:00
at 2022-12-27T23:00

By Quanna
at 2022-12-25T12:09
at 2022-12-25T12:09
保桿,不知道他明天去原廠會不會吵這個欸

By Freda
at 2022-12-27T23:00
at 2022-12-27T23:00

By Lily
at 2022-12-25T12:09
at 2022-12-25T12:09
出險省事。

By Belly
at 2022-12-27T23:00
at 2022-12-27T23:00

By William
at 2022-12-25T12:09
at 2022-12-25T12:09
都有經驗,例如後保擦傷,沒斷沒其他傷,就是只賠

By Quanna
at 2022-12-27T23:00
at 2022-12-27T23:00
不會賠你換新

By Adele
at 2022-12-25T12:09
at 2022-12-25T12:09

By Victoria
at 2022-12-27T23:00
at 2022-12-27T23:00
我不太知道你第三人要猶豫的點是?

By Sierra Rose
at 2022-12-25T12:09
at 2022-12-25T12:09
訓練要先問客戶要不要私了吧,節省公司開銷,我也

By Mary
at 2022-12-27T23:00
at 2022-12-27T23:00

By Ina
at 2022-12-25T12:09
at 2022-12-25T12:09

By Elvira
at 2022-12-27T23:00
at 2022-12-27T23:00
談好簽完賠錢比較省,也不過點個計算機而已,就看
個人
我之前遇過保桿重烤要5000,想說跟對方和解拿個350

By Michael
at 2022-12-25T12:09
at 2022-12-25T12:09
年多12000,最後只能重烤,至於不想烤的原因是我太
長被撞了,烤完沒多久又被撞

By Daph Bay
at 2022-12-27T23:00
at 2022-12-27T23:00
洗腦他3500要不要。

By Ursula
at 2022-12-25T12:09
at 2022-12-25T12:09

By William
at 2022-12-27T23:00
at 2022-12-27T23:00
奉勸還沒買車的人看到這篇也要想想買車發生事故很
麻煩的…

By Andy
at 2022-12-25T12:09
at 2022-12-25T12:09

By Charlie
at 2022-12-27T23:00
at 2022-12-27T23:00

By Anthony
at 2022-12-25T12:09
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By Kumar
at 2022-12-27T23:00
at 2022-12-27T23:00

By Ina
at 2022-12-25T12:09
at 2022-12-25T12:09

By Gilbert
at 2022-12-27T23:00
at 2022-12-27T23:00

By James
at 2022-12-25T12:09
at 2022-12-25T12:09

By Gilbert
at 2022-12-27T23:00
at 2022-12-27T23:00

By Mia
at 2022-12-25T12:09
at 2022-12-25T12:09

By Anonymous
at 2022-12-27T23:00
at 2022-12-27T23:00
很不欣賞你身為肇事者批評受害者歡 我不覺得對方有
義務接受你幾千元私了 你經濟節据是你的事 你又知
道對方經濟狀況好?

By Lily
at 2022-12-25T12:09
at 2022-12-25T12:09
笨

By Todd Johnson
at 2022-12-27T23:00
at 2022-12-27T23:00

By Necoo
at 2022-12-25T12:09
at 2022-12-25T12:09

By Zenobia
at 2022-12-27T23:00
at 2022-12-27T23:00

By Brianna
at 2022-12-25T12:09
at 2022-12-25T12:09

By Eden
at 2022-12-27T23:00
at 2022-12-27T23:00
時候萬一遇到盧洨的你會沒完沒了

By Eartha
at 2022-12-25T12:09
at 2022-12-25T12:09

By Doris
at 2022-12-27T23:00
at 2022-12-27T23:00

By Skylar Davis
at 2022-12-25T12:09
at 2022-12-25T12:09
較困難,目前傾向保險解決了,反正漲保費也是明年

By Zenobia
at 2022-12-27T23:00
at 2022-12-27T23:00

By Rebecca
at 2022-12-25T12:09
at 2022-12-25T12:09
都零造責保險係數都最低嗎…現在都不知道該不該上
路了

By Zora
at 2022-12-27T23:00
at 2022-12-27T23:00

By Daniel
at 2022-12-25T12:09
at 2022-12-25T12:09
你有那麼多的內心戲呀?

By Poppy
at 2022-12-27T23:00
at 2022-12-27T23:00
們兩個實在是非常衰

By Poppy
at 2022-12-25T12:09
at 2022-12-25T12:09
後一切都好談,謝謝你的回覆

By Bethany
at 2022-12-27T23:00
at 2022-12-27T23:00

By Christine
at 2022-12-25T12:09
at 2022-12-25T12:09

By Zora
at 2022-12-27T23:00
at 2022-12-27T23:00

By Hardy
at 2022-12-25T12:09
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By Bethany
at 2022-12-27T23:00
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By Audriana
at 2022-12-25T12:09
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By Hedwig
at 2022-12-27T23:00
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By Audriana
at 2022-12-25T12:09
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By Faithe
at 2022-12-27T23:00
at 2022-12-27T23:00

By Rosalind
at 2022-12-25T12:09
at 2022-12-25T12:09
當場給錢和解的。

By Kumar
at 2022-12-27T23:00
at 2022-12-27T23:00
你自己沒事被撞可以接受再說

By Daph Bay
at 2022-12-25T12:09
at 2022-12-25T12:09

By Megan
at 2022-12-27T23:00
at 2022-12-27T23:00

By Candice
at 2022-12-25T12:09
at 2022-12-25T12:09

By Kyle
at 2022-12-27T23:00
at 2022-12-27T23:00

By Barb Cronin
at 2022-12-25T12:09
at 2022-12-25T12:09
叫你去烤漆廠簡單烤漆就好,你會接受嗎?還是回原廠
維修,讓對方保險理賠?

By Catherine
at 2022-12-27T23:00
at 2022-12-27T23:00

By Suhail Hany
at 2022-12-25T12:09
at 2022-12-25T12:09

By Freda
at 2022-12-27T23:00
at 2022-12-27T23:00
底下有那麼好的事喔?沒人傷亡的車禍嫌麻煩直接出險
,讓保險公司去處理,要不然你買保險幹什麼?

By Selena
at 2022-12-25T12:09
at 2022-12-25T12:09

By Freda
at 2022-12-27T23:00
at 2022-12-27T23:00
找保險公司或換別家

By Jacob
at 2022-12-25T12:09
at 2022-12-25T12:09

By Isla
at 2022-12-27T23:00
at 2022-12-27T23:00
對方如果要求超過保險漲價的價錢,就直接給保險處理

By Todd Johnson
at 2022-12-25T12:09
at 2022-12-25T12:09

By Rachel
at 2022-12-27T23:00
at 2022-12-27T23:00
續有問題都直接進線保險公司0800專線就可以了,業務
是多餘的

By Susan
at 2022-12-25T12:09
at 2022-12-25T12:09

By Suhail Hany
at 2022-12-27T23:00
at 2022-12-27T23:00

By Victoria
at 2022-12-25T12:09
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By Ophelia
at 2022-12-27T23:00
at 2022-12-27T23:00
歡 還不出險

By Gary
at 2022-12-25T12:09
at 2022-12-25T12:09

By Andrew
at 2022-12-27T23:00
at 2022-12-27T23:00
0以內

By Frederica
at 2022-12-25T12:09
at 2022-12-25T12:09

By Ethan
at 2022-12-27T23:00
at 2022-12-27T23:00
,撞到小的還要煩惱出險不划算

By Una
at 2022-12-25T12:09
at 2022-12-25T12:09

By Una
at 2022-12-27T23:00
at 2022-12-27T23:00

By Charlie
at 2022-12-25T12:09
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By Joe
at 2022-12-27T23:00
at 2022-12-27T23:00

By Sierra Rose
at 2022-12-25T12:09
at 2022-12-25T12:09
經濟拮据才需要保險處理這些543。光煩惱就浪費多少
時間了。

By Linda
at 2022-12-27T23:00
at 2022-12-27T23:00
一次對三種窗口。還要去花時間談判和解

By Regina
at 2022-12-25T12:09
at 2022-12-25T12:09

By Lauren
at 2022-12-27T23:00
at 2022-12-27T23:00

By Mason
at 2022-12-25T12:09
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By Kelly
at 2022-12-27T23:00
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By Rosalind
at 2022-12-25T12:09
at 2022-12-25T12:09
於的話就是出險的二選一,另外如果車主名下有三台
車就是一台出險,三台都一起漲,保險丟給媽媽或其
他人要先算一下划不划算,以我自己都是保老媽的名
字,同樣丙式全險即使出險第三人,還是比用我的名
字便宜,因為我媽有減免30%加上女性保費便宜,即使
三台車第三人都漲價還是比丟給個別人去保划算

By David
at 2022-12-27T23:00
at 2022-12-27T23:00

By Mia
at 2022-12-25T12:09
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By Joe
at 2022-12-27T23:00
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By Kumar
at 2022-12-25T12:09
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By Odelette
at 2022-12-27T23:00
at 2022-12-27T23:00
保險卻可以比較便宜的道理

By Queena
at 2022-12-25T12:09
at 2022-12-25T12:09

By David
at 2022-12-27T23:00
at 2022-12-27T23:00

By Delia
at 2022-12-25T12:09
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By Emily
at 2022-12-27T23:00
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By Agatha
at 2022-12-25T12:09
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By Linda
at 2022-12-27T23:00
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By Zenobia
at 2022-12-25T12:09
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By Jack
at 2022-12-27T23:00
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By Suhail Hany
at 2022-12-25T12:09
at 2022-12-25T12:09
對方打來我就叫你去找保險公司,簡單省事

By Connor
at 2022-12-27T23:00
at 2022-12-27T23:00

By Edwina
at 2022-12-25T12:09
at 2022-12-25T12:09

By John
at 2022-12-27T23:00
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By Vanessa
at 2022-12-25T12:09
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By Selena
at 2022-12-27T23:00
at 2022-12-27T23:00
好,更何況要報廢了 你還擔心保費漲價的問題??

By Elizabeth
at 2022-12-25T12:09
at 2022-12-25T12:09

By Ula
at 2022-12-27T23:00
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By Madame
at 2022-12-25T12:09
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By Una
at 2022-12-27T23:00
at 2022-12-27T23:00

By Emily
at 2022-12-25T12:09
at 2022-12-25T12:09
要開她的…或許過戶給女朋友是一個辦法

By John
at 2022-12-27T23:00
at 2022-12-27T23:00
來依大家驚艷好像都要7.8000甚至要到萬,那我看還
是保險出吧,之後把車過戶給女朋友來降保費好了

By Quintina
at 2022-12-25T12:09
at 2022-12-25T12:09
出險話不划算多費心啊

By Isla
at 2022-12-27T23:00
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By James
at 2022-12-25T12:09
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By Quintina
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at 2022-12-27T23:00

By Isabella
at 2022-12-25T12:09
at 2022-12-25T12:09
心在這精算 我覺得還行 但保險其中一項價值就是省事

By Mia
at 2022-12-27T23:00
at 2022-12-27T23:00
缺這小條的 那你大可繼續花時間精算 = = 記得連後續
再發生風險也要算進去...

By Lily
at 2022-12-25T12:09
at 2022-12-25T12:09
公司有專業和時間和他耗,你沒有
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