在國道從後面被撞的理賠問題 - 價格
By Connor
at 2017-03-08T14:38
at 2017-03-08T14:38
Table of Contents
剛滿一萬的休旅新車
在國道上,因後車未保持安全車距而撞上來
後面車門等部份造成受損
http://i.imgur.com/OgBKToi.jpg
左邊內縮,與右邊的角度不一樣,開啟尾門有異音
塑件的部份
我方的保險說都可以換新的
惟獨尾門的部份
我方保險堅持說"未達到受損面積3/4",所以只能鈑金修復
有鑑於鈑金與重拷後的問題很難講,且原廠也只能保障一年不會有事
因此,我要求要換新的尾門
但我方的保險卻一直說這種小傷只能修復之類的
而且還說若我堅持要換新,就自己打電話給追撞我的人去索賠
我保了乙式險,亦有車體險
然後我翻了保險條款,都沒有受損面積判定這一條
條款在此:http://i.imgur.com/3PdHZ5f.jpg
請問1:
我可否先出險,照我的意願維修後,讓我方保險去代位求償呢?
請問2:
原廠說若尾門要換新的,跟我方保險評估的不一樣
尾門修復價格為8300元,尾門換新價格為30840元
這樣我要自己先繳差額(押金)22540元,再自己去跟我方保險要
對了,我方保險是明台,對方是泰安
請教各位,該怎麼處理比較好呢?
謝謝
--
在國道上,因後車未保持安全車距而撞上來
後面車門等部份造成受損
http://i.imgur.com/OgBKToi.jpg
左邊內縮,與右邊的角度不一樣,開啟尾門有異音
塑件的部份
我方的保險說都可以換新的
惟獨尾門的部份
我方保險堅持說"未達到受損面積3/4",所以只能鈑金修復
有鑑於鈑金與重拷後的問題很難講,且原廠也只能保障一年不會有事
因此,我要求要換新的尾門
但我方的保險卻一直說這種小傷只能修復之類的
而且還說若我堅持要換新,就自己打電話給追撞我的人去索賠
我保了乙式險,亦有車體險
然後我翻了保險條款,都沒有受損面積判定這一條
條款在此:http://i.imgur.com/3PdHZ5f.jpg
請問1:
我可否先出險,照我的意願維修後,讓我方保險去代位求償呢?
請問2:
原廠說若尾門要換新的,跟我方保險評估的不一樣
尾門修復價格為8300元,尾門換新價格為30840元
這樣我要自己先繳差額(押金)22540元,再自己去跟我方保險要
對了,我方保險是明台,對方是泰安
請教各位,該怎麼處理比較好呢?
謝謝
--
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