大家都貸款買車嗎？ - 汽車

By Catherine
at 2019-05-31T11:52

Table of Contents

對一般人而言車貸利率如果不高，把錢拿去轉投資能夠發揮更大的功效

小弟我在2018年初買車，車貸利率配合車商的方案才1.45%而已

想說只要年報酬率超過3%，這車貸就相當划算

我在去年特地開個新的證券戶，將車貸金額(60萬)存入此證券戶

在2018這個股市大多頭的年代，結算到2018/12/31

戶頭只剩504514

幹....投報率-15%!

所以各位還是得衡量各位的投資能力

說不定現金付清比較划算!

--

Tags: 汽車

All Comments

By Isla
at 2019-06-02T06:08

推誠實

By Liam
at 2019-06-04T07:56

By Tracy
at 2019-06-07T01:52

By Steve
at 2019-06-08T04:26

一般人投資都是賠啦...

By Quanna
at 2019-06-09T04:52

投資有賺有賠。幫QQ

By Liam
at 2019-06-09T23:37

你太遜去年信貸150萬要來買 C300 投進股市到今天已經可
以換E300了

By David
at 2019-06-14T14:49

誠實給推。

By Sandy
at 2019-06-17T10:39

賠一堆的人不會上來回文 QQ
原PO了不起

By Irma
at 2019-06-21T23:22

幫誠實原PO拍拍祝你早日回本XD

By Suhail Hany
at 2019-06-23T02:58

誠實給推幫QQ

By Lauren
at 2019-06-25T09:03

推誠實不誠實的就會上來說：我貸款的錢拿去投資賺6%

By Bennie
at 2019-06-28T17:52

真的一堆不會投資的在那邊騎著勁戰裝懂

By Iris
at 2019-06-30T19:57

投資理財有賺有賠XD

By William
at 2019-07-01T05:30

推分享......

By Belly
at 2019-07-05T05:29

對不起我笑了XD

By Jessica
at 2019-07-08T13:53

你要能賺才行阿xdd

By Ivy
at 2019-07-10T23:30

誠實給推

By Andy
at 2019-07-11T13:08

By Ophelia
at 2019-07-13T04:21

By Hedda
at 2019-07-16T21:04

幫QQ

By Hazel
at 2019-07-19T12:33

這文費到笑

By Belly
at 2019-07-21T03:14

By Zanna
at 2019-07-24T06:40

馬的... 幫QQ

By Olive
at 2019-07-27T16:09

有笑有推

By Dora
at 2019-07-29T19:51

By George
at 2019-08-01T11:07

補個推幫QQ

By Kumar
at 2019-08-04T06:48

去年第四季一點都不多頭啊

By Mary
at 2019-08-06T10:30

推壞了 QQ

By Kumar
at 2019-08-08T00:25

這是原車貸款嗎

By Elma
at 2019-08-08T16:11

警世XD

By Dinah
at 2019-08-09T22:43

推誠實

By Skylar DavisLinda
at 2019-08-10T07:27

很多人以為投資賺很簡單

By Genevieve
at 2019-08-12T04:07

推投資

By Lydia
at 2019-08-16T04:40

哈哈有些人沒錢就沒錢還在那說要投資

By Carol
at 2019-08-17T02:02

By Daniel
at 2019-08-17T05:58

看前面還以為很厲害，結果是這樣XDDDD

By Noah
at 2019-08-21T08:40

8成的人都是賠啦，很少賺的會出來大放厥詞，都是偷偷賺

By Kumar
at 2019-08-21T09:54

哈哈哈太誠實一堆投資高手

By Rebecca
at 2019-08-22T01:08

誠實推 QQ

By Lauren
at 2019-08-22T21:44

誠實給推，只是到底怎麼買的可以買成這樣 XD

By Anonymous
at 2019-08-24T11:42

買定存股不就好了？

By Hardy
at 2019-08-25T19:29

我一直以為車貸利率比信貸高，請問你的車貸怎麼利率
能這麼低??
1.45%就我的認知比很多房貸低了欸，一段式的嗎？

By Ida
at 2019-08-27T07:19

幫QQ

By Ina
at 2019-08-28T11:28

幫qq

By Jacky
at 2019-08-31T06:35

看ptt還以為人人股神...

By Liam
at 2019-09-03T21:22

勸世文

By Hedy
at 2019-09-08T13:40

By Brianna
at 2019-09-12T21:43

那是你吧你看PTT一堆神人興趣是理財投資書都讀商周

By Odelette
at 2019-09-15T15:42

應該都賺飽飽吧

By Caitlin
at 2019-09-20T04:38

1.45%真的很低我也可能會選擇貸款

By Caroline
at 2019-09-24T06:01

誠實推XD

By Todd Johnson
at 2019-09-29T01:10

XDDD

By Hedy
at 2019-10-02T03:17

笑了 qq

By Anthony
at 2019-10-05T17:14

誠實給推

By Emily
at 2019-10-09T12:11

QQ推一個

By Hedy
at 2019-10-12T12:21

xDDDD

By Todd Johnson
at 2019-10-16T23:34

pttㄧ堆投資之神，6%以上車貸照賺不誤

By Annie
at 2019-10-19T01:22

By Rosalind
at 2019-10-21T14:16

幫qq

By Eden
at 2019-10-23T11:21

ㄧ定要用車貸加投資倒輸更尊爵不凡！

By Zora
at 2019-10-25T02:53

太誠實了，看到第一句轉投資就想是要投資三小東西穩的

By Frederica
at 2019-10-27T22:20

讚車版一堆股票大師還是實際案子最實在

By Sierra Rose
at 2019-11-01T21:02

超慘，幫你QQ

By Poppy
at 2019-11-02T17:42

賭場裡賺的最後還是會輸回去

By Jacky
at 2019-11-05T11:13

去年10月60萬進和泰車，現在就變150了呢

By Noah
at 2019-11-07T12:32

誠實給推反正股版勸世文也沒人理

By Wallis
at 2019-11-11T22:45

推啦~~~

By Lucy
at 2019-11-16T11:01

去年買和泰你今年就能換凌志了

By Robert
at 2019-11-17T01:27

幫QQ

By Jack
at 2019-11-21T01:10

XDD

By Donna
at 2019-11-23T00:29

推這篇這才是比較多數人的狀況

By Kristin
at 2019-11-26T06:00

誠實推，實際上多數的人都是這樣，股市上什麼分析都是假的，
只有82法則是真的

By Damian
at 2019-11-30T05:01

XDDDDDD

By Lauren
at 2019-11-30T14:10

XDDDD

By Selena
at 2019-11-30T16:13

推雜誌講的現金流都生存者誤差

By Damian
at 2019-12-05T11:49

肯定是沒有指數化投資

By Todd Johnson
at 2019-12-09T02:15

看前面還以為又是老套的"定存股穩穩幾趴" XD
結局誠實給推

By Oliver
at 2019-12-13T06:55

中肯

By Ethan
at 2019-12-18T04:15

不要氣餒，股市需要您

By Ethan
at 2019-12-21T15:04

板上一堆車子是負資產要把錢拿來投資的

By Andy
at 2019-12-25T13:53

哈哈，還好我放玉山，加減賺

By Xanthe
at 2019-12-28T12:48

誠實給推但1.45%車貸真的夠低心動難免

By Oliver
at 2020-01-02T02:14

哈哈哈哈哈哈哈哈

By Skylar Davis
at 2020-01-05T06:47

推誠實，幫QQ

By Suhail Hany
at 2020-01-06T22:53

推你誠實 XDDDDDDDDD

By Ida
at 2020-01-11T01:56

你這是-18% 苦難推QQ

By Ivy
at 2020-01-11T14:22

XDDDD

By Kama
at 2020-01-11T22:32

股市大多頭是什麼意思？

By Ingrid
at 2020-01-16T16:22

推誠實投資有賺有賠真的不是隨便說說

By Madame
at 2020-01-20T05:45

By Callum
at 2020-01-20T14:18

買ETF你肯定笑呵呵

By Elvira
at 2020-01-24T02:06

感謝分享，Sparxxx加油，早日轉虧為盈

By Noah
at 2020-01-27T07:42

XDD

By Charlie
at 2020-01-29T01:13

幫推

By Elvira
at 2020-01-31T17:18

哭了....

By George
at 2020-02-03T21:08

By Skylar Davis
at 2020-02-05T12:34

真是勸世

By Wallis
at 2020-02-06T16:06

推誠實

By Rachel
at 2020-02-07T05:10

拿去放金融股......都賺啊

By Dora
at 2020-02-08T16:35

誠實推

By Elma
at 2020-02-09T02:50

推誠實XDD

By Linda
at 2020-02-13T19:17

推你誠實 XDDDD

By Zanna
at 2020-02-13T21:44

真的,說貸款可以拿去投資獲利都是騙人的QQ

By Frederic
at 2020-02-18T11:55

推心得實用

By David
at 2020-02-19T20:27

誠實給推

By Sandy
at 2020-02-21T02:45

幫QQ

By Gilbert
at 2020-02-25T21:25

好文，謝謝心得分享

By Erin
at 2020-02-27T23:49

股海打滾久了，不賠就贏一堆人了

By Catherine
at 2020-03-02T15:07

投資有那麼好賺，那大家幹嘛不借錢來投資XD

By Agnes
at 2020-03-04T19:59

就為了薛閣下這些錢啊@@

By Suhail Hany
at 2020-03-06T11:17

買車用現金就好啦，又不是買房

By Rae
at 2020-03-09T09:56

哈哈哈你這還好吧，我精美的美股已經-65%了，已經2個月
沒打開來看了

By Iris
at 2020-03-13T16:13

By Lucy
at 2020-03-16T17:39

這很現實，可以

By Erin
at 2020-03-18T17:25

單計算投資報酬率是-15%,但是加計車貸利息虧更多，幫QQ

By Brianna
at 2020-03-19T18:24

放金融股就穩賺了台企銀台新金玉山金之類的

By Xanthe
at 2020-03-23T05:15

你不理財，財不離你

By Brianna
at 2020-03-25T17:09

賺錢的幾乎都是外資股價這麼高也不見當年酒店 KTV的榮景

By Daniel
at 2020-03-25T21:29

By Rosalind
at 2020-03-29T10:56

誠實推，不過定存金融傳產相對安全倒是真的...5-6%

By Yuri
at 2020-03-31T06:24

放台企銀帳面獲利14% QQ可惜本不夠厚

By Christine
at 2020-04-01T18:37

幫QQ

By Elizabeth
at 2020-04-03T04:51

抱歉我笑了...

By Charlotte
at 2020-04-07T03:20

誠實給推比一些嘴砲股神好多了

By Zora
at 2020-04-10T10:02

誠實勸世給推幫QQ

By Connor
at 2020-04-13T03:20

我笑了幫QQ 推誠實

By Edward Lewis
at 2020-04-16T05:06

拍拍

By Carolina Franco
at 2020-04-17T19:08

你那聲幹我笑出來對不起

By Agatha
at 2020-04-17T22:20

血淋淋

By Anonymous
at 2020-04-19T05:22

By Hamiltion
at 2020-04-22T19:53

QQ-15%

By Hedwig
at 2020-04-27T06:04

By Quanna
at 2020-04-30T18:01

金控最爽利息手續費穩穩搭

By Isabella
at 2020-05-03T03:28

看到開頭本來要噓下去的，結果淚推...

By Jack
at 2020-05-03T05:23

幫QQ

By Liam
at 2020-05-07T02:55

慘今年進場的每個都在嗆說股票隨便賺

By Donna
at 2020-05-10T06:21

推誠實，投資本來就要承擔風險

By Elvira
at 2020-05-11T11:36

我也推～投資有賺有賠@@

By Hedda
at 2020-05-12T09:38

有這麼好賺，銀行借人錢幹嘛？自己投好投滿就好啦

By Oliver
at 2020-05-17T01:00

事實是放貸跟去投資，承擔風險不同

By Olga
at 2020-05-20T12:35

去年你沒趁被動狂飆爽一波

By Dora
at 2020-05-20T16:01

不然金控丟著現在也笑呵呵除西瓜金

By Dinah
at 2020-05-23T21:06

拍拍

By Lydia
at 2020-05-24T21:41

推你誠實

By Olga
at 2020-05-24T23:36

靠害我很認真看前面結果XDD

By Brianna
at 2020-05-28T15:12

算盤歪了XD

By Joe
at 2020-05-29T17:59

推喔！

By Gary
at 2020-06-01T06:22

推誠實 QAQ

By Dinah
at 2020-06-03T17:59

真的要推誠實的勇氣

By Annie
at 2020-06-03T19:08

放金融股隨便都3%穩賺

By Oliver
at 2020-06-07T19:37

xDDD

By Necoo
at 2020-06-10T02:37

買儲蓄險就好了，irr>2.5%買好買滿

By Caroline
at 2020-06-10T04:57

推...

By Rae
at 2020-06-13T01:26

今年不是大漲嗎???

By Ophelia
at 2020-06-13T20:57

推！

By Ida
at 2020-06-14T09:02

怎麼買的你傻傻買0050現在都不會賠吧
而且如果你買的是和泰車現在500了耶

By Andrew
at 2020-06-19T03:02

你一定是沒買和泰車XD

By Xanthe
at 2020-06-20T13:56

誠實現況推～幫QQ

By Elvira
at 2020-06-20T19:23

現金夠真的付現最聰明

By Xanthe
at 2020-06-23T10:45

推一個

By Dorothy
at 2020-06-23T23:53

沒賺就算了還倒賠，幫QQ

By Damian
at 2020-06-24T11:33

誠實給推 QQ

By Skylar Davis
at 2020-06-26T04:31

幫QQ

By Caroline
at 2020-06-30T02:17

By Regina
at 2020-07-04T01:57

誠實給推

By Liam
at 2020-07-04T19:36

誠實

By Rachel
at 2020-07-09T10:48

By Linda
at 2020-07-12T18:18

投資很多都是賠的拉不如就拿去買車開

By Elma
at 2020-07-14T14:20

幫QQ

By Jake
at 2020-07-15T08:35

你一定沒買玉山金

By Steve
at 2020-07-19T17:30

結果今年風電不少都上去了

By Daniel
at 2020-07-22T04:14

推

By Suhail Hany
at 2020-07-26T16:02

網路一堆人把自己當神整天在往左看線圖不然就是拿一兩次
的單來當績效沒有巴菲特的實力還是乖乖付現結掉比較賺

By Annie
at 2020-07-28T14:37

上面一堆怎麼不買哪支的有這種眼光管你平盤下跌上漲什

By Sierra Rose
at 2020-07-29T05:38

麼都可以賺怎麼不快下單

By Rachel
at 2020-07-31T19:24

幫QQ 現在買股誰也沒辦法確認不會賠股價

By Thomas
at 2020-08-05T02:24

推一個

By Charlie
at 2020-08-05T16:40

你買錯股

By Linda
at 2020-08-07T07:22

By Brianna
at 2020-08-11T03:23

幹，太寫實惹。一堆抓周抓到鍵盤的在那邊嘴穩穩5or6%，所
以銀行賺2~3%都是智障?

By John
at 2020-08-11T15:17

講白點有些就沒錢但想爽開進口車貸款

By Odelette
at 2020-08-12T04:51

幫QQ

By George
at 2020-08-15T20:20

跟我身邊的同事們87%像

By Lauren
at 2020-08-19T10:17

笑了

By Audriana
at 2020-08-21T18:18

幫QQ

By Puput
at 2020-08-22T04:53

XD 跟你報個名牌華頓黃豆現在還是買點快上車

By Tracy
at 2020-08-22T07:51

你晚個一年買車跟上年初大多頭就可以發文了

By Quintina
at 2020-08-26T15:28

XDDDDDD

By Connor
at 2020-08-29T15:48

相信非vip戶的理專的結果都很慘

By Ursula
at 2020-08-31T06:12

只能推了

By Aaliyah
at 2020-09-02T17:07

幹我笑了

By Puput
at 2020-09-06T08:49

只能推了

By Rebecca
at 2020-09-06T13:34

By Charlotte
at 2020-09-06T17:11

只能推了

By Odelette
at 2020-09-11T08:18

（拍拍

By Hardy
at 2020-09-12T11:38

幫QQ

By Andy
at 2020-09-14T02:06

抱歉我笑惹...

By Gary
at 2020-09-14T10:08

幹好慘

By Ingrid
at 2020-09-14T14:17

2018年股票投資負的算正常，我也負的，所以我不車貸。

By Cara
at 2020-09-17T15:23

給推

By Lucy
at 2020-09-18T21:05

你贏了

By Charlie
at 2020-09-19T06:56

我上個月問的房屋首貸都還1.6%...血淚文給推

By Elizabeth
at 2020-09-23T17:09

By Lily
at 2020-09-28T15:08

隨便買個0050長期來看年報酬也超過5％吧

By Hamiltion
at 2020-09-29T18:20

...

By Queena
at 2020-10-01T21:24

By Jacky
at 2020-10-05T17:24

別慌，明年韓總統帶我們發大財，風雨生信心

By Kelly
at 2020-10-06T03:32

......

By Hamiltion
at 2020-10-09T07:47

買c63的錢放到股市，一年後只能買c200 嗚嗚

By Ethan
at 2020-10-12T10:09

幫QQ，但我比你還慘....

By Skylar Davis
at 2020-10-17T07:29

推老實報憂，幫QQ

By Steve
at 2020-10-17T12:23

唉

By Barb Cronin
at 2020-10-18T08:47

身邊還有把車貸錢丟去玩直銷的

By Leila
at 2020-10-21T09:46

投資一定有風險基金投資有賺有賠申購前應詳閱公開說明
書

By Tracy
at 2020-10-25T17:22

幫QQ

By Emma
at 2020-10-30T13:45

風險風險風險啊！

By Barb Cronin
at 2020-11-01T07:24

60萬台積電220買三張投報率隨便都爆表吧？

By Charlie
at 2020-11-01T09:45

不做功課被坑真的只能說活該...儲蓄險隨便買都比你賺

By Selena
at 2020-11-06T01:36

買錯股了去股版聽玉山哥的話早賺翻了

By Charlotte
at 2020-11-08T19:06

超廢超誠實哈哈

By Quanna
at 2020-11-12T07:58

By Necoo
at 2020-11-16T03:06

股海無涯回頭是岸

By James
at 2020-11-20T00:38

笑了，哪來的自信去待款來投資股市啊

By George
at 2020-11-23T18:21

我2018年帳上虧損最高到80多萬

大家都貸款買車嗎？ - 汽車

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