家中資產要有多少錢才有資格買300萬以ꐠ… - BMW
By Donna
at 2011-08-04T10:49
at 2011-08-04T10:49
Table of Contents
※ 引述《hljjun ()》之銘言:
: 好奇問一下
: 現階段家裡資產約6000~8000萬左右有資格買跟養300萬以上的進口車嗎?
: 資產指的是不動產加上存款
: 我承認家裡目前開了6年的國產車
: 有點想慫恿家人換一台高級進口車...@@
我家的情況跟你差不多,不過我家是開國產車,
我認為要養高價進口車不能拿不動產的資產部分來看,
主要是要看妳現金的部分,除了買車是一次性的支出外(假設不貸款),
主要的費用是來自於其他維修保養,油錢,保險,甚至罰單停車費等的費用,
如果現金的部分不夠,生活的品質有可能會降低,
如果又遇到一些情況需要額外的花費,不動產是不能馬上變現的,
所以這些都要考慮進去,而且你的資產中股票的部分,也會因為套牢
或是賣點沒到而造成你兩難的情況,所以你應該要考量到你可以馬上動用的
資產,ok的話就衝吧 ... BMW新的1M感覺很超值 ...XD
--
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