小擦撞處理請益 - 汽車
By Kama
at 2021-10-14T13:45
at 2021-10-14T13:45
Table of Contents
今天早上趕著上班,發生小擦撞
對方是前車要路邊停車,倒車時左後方保險桿擦到我方的右前方保險桿
我看到對方亮倒車燈有試著倒車閃避,加上對方有急煞動作
因此我當下以為兩車沒有接觸,對方也接續完成路邊停車,所以我就離開了
https://youtu.be/jtAexMhEzCg
(一開始判斷對方亮右方向燈是為了示意閃避前方進入路口的車輛,因為這小巷子內無法
會車,只能在路口會車)
開了一小段之後我不太放心,下車檢查發現有小擦傷:
http://imgur.com/a/3Cucpk5
(這是後來回家後才補拍的照片)
於是回到現場報警處理
對方車輛依舊停在發生事故的停車位,後保桿留有疑似我方車漆:
http://imgur.com/a/9tZtU4Y
警察看過行車紀錄器影片和雙方車損後認為是對方全責
對方到場後也說願意負責,但因為經濟困難,希望我不要回原廠處理
不過我目前還是有先通知保險公司(富邦乙式)
幾個問題請教:
1. 當下我是不是維持靜止 +/- 按喇叭會更好?
2. 我靜止的話是不是可以確定對方全責?
3. 我移動了(倒車試圖遠離對方),會產生/增加我的肇責嗎?
4. 沒有維持事故現場,會怎樣影響肇責判定?
5. 出險處理影響明年保費的機會有多少?建議繼續交給保險公司處理嗎?
6. 我的車色是Skoda的湛藍,是不是需要回原廠才能處理得好?有推薦能夠漂亮修復的外
廠(北部)嗎?
我知道沒有馬上下車察看並維持現場是不對的,而且其實車損並不是很嚴重
但是畢竟剛牽車不到兩週就受傷,真的心痛...
所以還是發文請教一下鄉民,謝謝大家!
--
對方是前車要路邊停車,倒車時左後方保險桿擦到我方的右前方保險桿
我看到對方亮倒車燈有試著倒車閃避,加上對方有急煞動作
因此我當下以為兩車沒有接觸,對方也接續完成路邊停車,所以我就離開了
https://youtu.be/jtAexMhEzCg
會車,只能在路口會車)
開了一小段之後我不太放心,下車檢查發現有小擦傷:
http://imgur.com/a/3Cucpk5
(這是後來回家後才補拍的照片)
於是回到現場報警處理
對方車輛依舊停在發生事故的停車位,後保桿留有疑似我方車漆:
http://imgur.com/a/9tZtU4Y
警察看過行車紀錄器影片和雙方車損後認為是對方全責
對方到場後也說願意負責,但因為經濟困難,希望我不要回原廠處理
不過我目前還是有先通知保險公司(富邦乙式)
幾個問題請教:
1. 當下我是不是維持靜止 +/- 按喇叭會更好?
2. 我靜止的話是不是可以確定對方全責?
3. 我移動了(倒車試圖遠離對方),會產生/增加我的肇責嗎?
4. 沒有維持事故現場,會怎樣影響肇責判定?
5. 出險處理影響明年保費的機會有多少?建議繼續交給保險公司處理嗎?
6. 我的車色是Skoda的湛藍,是不是需要回原廠才能處理得好?有推薦能夠漂亮修復的外
廠(北部)嗎?
我知道沒有馬上下車察看並維持現場是不對的,而且其實車損並不是很嚴重
但是畢竟剛牽車不到兩週就受傷,真的心痛...
所以還是發文請教一下鄉民,謝謝大家!
--
Tags:
汽車
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