後車撞前車,後車有保險,前車無。 - 汽車
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By Eartha
at 2022-03-10T04:26
at 2022-03-10T04:26
Table of Contents
先說結論:老車就是該死
和你情況類似,年前被後車肛,零肇事責任。
對方請保險公司出面,我無保險。
因快過年,保險公司表示要過完年才能處理,於是又拖了半個月沒消息,剛好那陣子每天寒流下雨,只能淋雨騎車上班,心裡真的是幹。
實在受不了開始聯繫對方保險公司,保險才開始處理,一開始也是告知老車殘值只能賠2.3萬。
我不能接受,請修車廠老闆估價修復金額約6.7萬並告知保險公司,好不容易喬到保險公司出五萬,剩下自己貼錢修復。
但是最後在修車廠老闆建議下改變主意,老闆說不要修,安全性會有問題,只好忍痛接受賠殘值3萬。
然後我莫名奇妙失去一台正常的車,雖然他老了。
又然後莫名奇妙的要背車貸買一台新車,這就是現實。
老車剩下來的只有你對他的回憶,還有舊換新的五萬。
如果你上網查一些案例,你就會默默接受這個結局的。最煩的是聽聞此事的每個人都告訴你要告死他,讓他賠到脫褲子,你太好講話了,要額外要求代步費,要精神賠償。可是當你上網查一些案例後,你就會明白,真的出一張嘴最快。
誰要花時間跟他跑法院?你!
誰要跟保險公司討價還價?你!
誰每天寒流來淋雨騎車上班?你!
所以你能做的事,就是接受和解盡快買一台新車恢復原本正常的生活,僅此而已。
以前人都說老車不怕來撞,我現在對這個說法嚴重存疑。
※ 引述《parkinque (英文老師)》之銘言:
: 現在小弟遇到一個問題,因為大概一個半月過年前發生車禍。
: 後車撞前車,後車有保險車體險第三人責任險都有。但是被撞的前車沒有保險。
: 後車當然是100%責任,前車靜止。
: 車禍當下就有報警,去派出所做筆錄了。
: 無人受傷。也拿了車禍事故聯單。
: 後來前車拖去維修,維修費總共約10萬。
: 因為後車肇事者有保險就都給保險處理,可是保險公司很苛刻,只賠兩萬。
: 因為是10幾年國產老車。只賠殘值2萬。
: 我們當然怒到不行,被撞還要自付8萬嗎?
: 就去打電話給肇事者,可是肇事者只願意付1萬紅包,說要不就去走法律程序好了。
: 怎麼辦,要提告嗎???
: 難道肇事者買了保險就可以結皮皮的嗎?
: 有網友有經驗嗎?該怎麼辦???
: -----
: Sent from JPTT on my Xiaomi 21081111RG.
-----
Sent from JPTT on my Xiaomi M2007J3SG.
--
和你情況類似,年前被後車肛,零肇事責任。
對方請保險公司出面,我無保險。
因快過年,保險公司表示要過完年才能處理,於是又拖了半個月沒消息,剛好那陣子每天寒流下雨,只能淋雨騎車上班,心裡真的是幹。
實在受不了開始聯繫對方保險公司,保險才開始處理,一開始也是告知老車殘值只能賠2.3萬。
我不能接受,請修車廠老闆估價修復金額約6.7萬並告知保險公司,好不容易喬到保險公司出五萬,剩下自己貼錢修復。
但是最後在修車廠老闆建議下改變主意,老闆說不要修,安全性會有問題,只好忍痛接受賠殘值3萬。
然後我莫名奇妙失去一台正常的車,雖然他老了。
又然後莫名奇妙的要背車貸買一台新車,這就是現實。
老車剩下來的只有你對他的回憶,還有舊換新的五萬。
如果你上網查一些案例,你就會默默接受這個結局的。最煩的是聽聞此事的每個人都告訴你要告死他,讓他賠到脫褲子,你太好講話了,要額外要求代步費,要精神賠償。可是當你上網查一些案例後,你就會明白,真的出一張嘴最快。
誰要花時間跟他跑法院?你!
誰要跟保險公司討價還價?你!
誰每天寒流來淋雨騎車上班?你!
所以你能做的事,就是接受和解盡快買一台新車恢復原本正常的生活,僅此而已。
以前人都說老車不怕來撞,我現在對這個說法嚴重存疑。
※ 引述《parkinque (英文老師)》之銘言:
: 現在小弟遇到一個問題,因為大概一個半月過年前發生車禍。
: 後車撞前車,後車有保險車體險第三人責任險都有。但是被撞的前車沒有保險。
: 後車當然是100%責任,前車靜止。
: 車禍當下就有報警,去派出所做筆錄了。
: 無人受傷。也拿了車禍事故聯單。
: 後來前車拖去維修,維修費總共約10萬。
: 因為後車肇事者有保險就都給保險處理,可是保險公司很苛刻,只賠兩萬。
: 因為是10幾年國產老車。只賠殘值2萬。
: 我們當然怒到不行,被撞還要自付8萬嗎?
: 就去打電話給肇事者,可是肇事者只願意付1萬紅包,說要不就去走法律程序好了。
: 怎麼辦,要提告嗎???
: 難道肇事者買了保險就可以結皮皮的嗎?
: 有網友有經驗嗎?該怎麼辦???
: -----
: Sent from JPTT on my Xiaomi 21081111RG.
-----
Sent from JPTT on my Xiaomi M2007J3SG.
--
Tags:
汽車
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at 2022-03-12T04:16
at 2022-03-12T04:16
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By William
at 2022-03-10T20:15
at 2022-03-10T20:15
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By Charlotte
at 2022-03-12T04:16
at 2022-03-12T04:16
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By Ursula
at 2022-03-10T20:15
at 2022-03-10T20:15
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By Charlotte
at 2022-03-12T04:16
at 2022-03-12T04:16
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By Dora
at 2022-03-10T20:15
at 2022-03-10T20:15
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By James
at 2022-03-12T04:16
at 2022-03-12T04:16
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By James
at 2022-03-10T20:15
at 2022-03-10T20:15
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