新手第一輛車考慮 - 汽車
By Jessica
at 2016-07-15T05:02
at 2016-07-15T05:02
Table of Contents
大家好
最近考慮要購入新車跟家裡起了一些爭執
由於家裡也很久沒買車了 所以想徵詢大家的意見
家父一口就咬定一定要ALTIS 預算大概抓80萬左右
我同時有幾個口袋名單 馬3 硬皮鯊 Focus
但是我有另一個考量 上面幾台車都有他較明顯的缺點
像ALTIS的安全性 馬3的後座空間 Focus的維修等
再加上之後4-5年能結婚生子 我想說如果到時候還要換車的話
考慮折舊率 會不會直接把預算上拉到100-150萬層級會比較好
就不用再換車了
小弟收入大約在100-150萬 穩定工作 年紀快到30歲
我一提出我的想法 家父大發雷霆 說第一台車就買100多萬太奢侈了
於是我提出方案二
先買一台原廠保固的中古車 約20-30萬先當代步用
如VIOS 我看一下原廠保固好像還不錯(待鄉民補充分享心得)
等需要換大車時 折舊起來比較不會痛
但是家父一直對二手車很有意見 就是要買80萬的Altis
最後溝通失敗 我打算自己決定了(錢自己拿的出來)
想問一下鄉民意見 第一次買車 = =
最後問一下 家裡一直堅持不要貸款 但是根據我的猜想
如果是零利率的話 那拿那些錢去投資只要獲利率大於銀行定存利率
就比較好 因為家裡只會存定存 那一次付清只要通膨>定存利率 就等於虧錢囉
不知道小弟觀念有沒有錯 跪求高人指點
感謝大家
--
最近考慮要購入新車跟家裡起了一些爭執
由於家裡也很久沒買車了 所以想徵詢大家的意見
家父一口就咬定一定要ALTIS 預算大概抓80萬左右
我同時有幾個口袋名單 馬3 硬皮鯊 Focus
但是我有另一個考量 上面幾台車都有他較明顯的缺點
像ALTIS的安全性 馬3的後座空間 Focus的維修等
再加上之後4-5年能結婚生子 我想說如果到時候還要換車的話
考慮折舊率 會不會直接把預算上拉到100-150萬層級會比較好
就不用再換車了
小弟收入大約在100-150萬 穩定工作 年紀快到30歲
我一提出我的想法 家父大發雷霆 說第一台車就買100多萬太奢侈了
於是我提出方案二
先買一台原廠保固的中古車 約20-30萬先當代步用
如VIOS 我看一下原廠保固好像還不錯(待鄉民補充分享心得)
等需要換大車時 折舊起來比較不會痛
但是家父一直對二手車很有意見 就是要買80萬的Altis
最後溝通失敗 我打算自己決定了(錢自己拿的出來)
想問一下鄉民意見 第一次買車 = =
最後問一下 家裡一直堅持不要貸款 但是根據我的猜想
如果是零利率的話 那拿那些錢去投資只要獲利率大於銀行定存利率
就比較好 因為家裡只會存定存 那一次付清只要通膨>定存利率 就等於虧錢囉
不知道小弟觀念有沒有錯 跪求高人指點
感謝大家
--
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