新手第一輛車考慮 - 汽車

By Jessica
at 2016-07-15T05:02
at 2016-07-15T05:02
Table of Contents
大家好
最近考慮要購入新車跟家裡起了一些爭執
由於家裡也很久沒買車了 所以想徵詢大家的意見
家父一口就咬定一定要ALTIS 預算大概抓80萬左右
我同時有幾個口袋名單 馬3 硬皮鯊 Focus
但是我有另一個考量 上面幾台車都有他較明顯的缺點
像ALTIS的安全性 馬3的後座空間 Focus的維修等
再加上之後4-5年能結婚生子 我想說如果到時候還要換車的話
考慮折舊率 會不會直接把預算上拉到100-150萬層級會比較好
就不用再換車了
小弟收入大約在100-150萬 穩定工作 年紀快到30歲
我一提出我的想法 家父大發雷霆 說第一台車就買100多萬太奢侈了
於是我提出方案二
先買一台原廠保固的中古車 約20-30萬先當代步用
如VIOS 我看一下原廠保固好像還不錯(待鄉民補充分享心得)
等需要換大車時 折舊起來比較不會痛
但是家父一直對二手車很有意見 就是要買80萬的Altis
最後溝通失敗 我打算自己決定了(錢自己拿的出來)
想問一下鄉民意見 第一次買車 = =
最後問一下 家裡一直堅持不要貸款 但是根據我的猜想
如果是零利率的話 那拿那些錢去投資只要獲利率大於銀行定存利率
就比較好 因為家裡只會存定存 那一次付清只要通膨>定存利率 就等於虧錢囉
不知道小弟觀念有沒有錯 跪求高人指點
感謝大家
--
最近考慮要購入新車跟家裡起了一些爭執
由於家裡也很久沒買車了 所以想徵詢大家的意見
家父一口就咬定一定要ALTIS 預算大概抓80萬左右
我同時有幾個口袋名單 馬3 硬皮鯊 Focus
但是我有另一個考量 上面幾台車都有他較明顯的缺點
像ALTIS的安全性 馬3的後座空間 Focus的維修等
再加上之後4-5年能結婚生子 我想說如果到時候還要換車的話
考慮折舊率 會不會直接把預算上拉到100-150萬層級會比較好
就不用再換車了
小弟收入大約在100-150萬 穩定工作 年紀快到30歲
我一提出我的想法 家父大發雷霆 說第一台車就買100多萬太奢侈了
於是我提出方案二
先買一台原廠保固的中古車 約20-30萬先當代步用
如VIOS 我看一下原廠保固好像還不錯(待鄉民補充分享心得)
等需要換大車時 折舊起來比較不會痛
但是家父一直對二手車很有意見 就是要買80萬的Altis
最後溝通失敗 我打算自己決定了(錢自己拿的出來)
想問一下鄉民意見 第一次買車 = =
最後問一下 家裡一直堅持不要貸款 但是根據我的猜想
如果是零利率的話 那拿那些錢去投資只要獲利率大於銀行定存利率
就比較好 因為家裡只會存定存 那一次付清只要通膨>定存利率 就等於虧錢囉
不知道小弟觀念有沒有錯 跪求高人指點
感謝大家
--
Tags:
汽車
All Comments

By Rebecca
at 2016-07-16T04:02
at 2016-07-16T04:02

By Barb Cronin
at 2016-07-16T09:20
at 2016-07-16T09:20

By Joseph
at 2016-07-17T13:25
at 2016-07-17T13:25

By Ina
at 2016-07-20T03:34
at 2016-07-20T03:34

By Quintina
at 2016-07-25T02:05
at 2016-07-25T02:05

By Heather
at 2016-07-25T12:12
at 2016-07-25T12:12

By Charlotte
at 2016-07-26T20:26
at 2016-07-26T20:26

By Vanessa
at 2016-07-27T17:27
at 2016-07-27T17:27

By Candice
at 2016-07-30T17:14
at 2016-07-30T17:14

By Ursula
at 2016-08-01T06:43
at 2016-08-01T06:43

By Gilbert
at 2016-08-05T14:07
at 2016-08-05T14:07

By Barb Cronin
at 2016-08-08T05:18
at 2016-08-08T05:18

By Aaliyah
at 2016-08-12T07:11
at 2016-08-12T07:11

By Hazel
at 2016-08-14T07:00
at 2016-08-14T07:00

By Ophelia
at 2016-08-16T07:07
at 2016-08-16T07:07

By Carol
at 2016-08-20T21:21
at 2016-08-20T21:21

By Oscar
at 2016-08-25T16:19
at 2016-08-25T16:19

By Yedda
at 2016-08-25T22:43
at 2016-08-25T22:43

By Mary
at 2016-08-28T14:56
at 2016-08-28T14:56

By Ina
at 2016-08-31T03:22
at 2016-08-31T03:22

By Daph Bay
at 2016-09-01T14:49
at 2016-09-01T14:49

By Sierra Rose
at 2016-09-05T05:57
at 2016-09-05T05:57

By Irma
at 2016-09-08T00:19
at 2016-09-08T00:19

By Catherine
at 2016-09-12T02:01
at 2016-09-12T02:01

By Noah
at 2016-09-16T04:42
at 2016-09-16T04:42

By Irma
at 2016-09-16T08:52
at 2016-09-16T08:52

By Michael
at 2016-09-21T04:07
at 2016-09-21T04:07

By Joe
at 2016-09-21T18:28
at 2016-09-21T18:28

By Jake
at 2016-09-22T11:29
at 2016-09-22T11:29

By Skylar Davis
at 2016-09-27T01:10
at 2016-09-27T01:10

By Hedda
at 2016-10-01T09:15
at 2016-10-01T09:15

By Anonymous
at 2016-10-02T21:11
at 2016-10-02T21:11

By Linda
at 2016-10-05T22:18
at 2016-10-05T22:18

By Edwina
at 2016-10-08T20:33
at 2016-10-08T20:33

By Callum
at 2016-10-12T15:00
at 2016-10-12T15:00

By Ida
at 2016-10-16T11:27
at 2016-10-16T11:27

By George
at 2016-10-17T00:47
at 2016-10-17T00:47

By Franklin
at 2016-10-21T21:35
at 2016-10-21T21:35

By Rebecca
at 2016-10-26T18:43
at 2016-10-26T18:43

By Ula
at 2016-10-29T07:30
at 2016-10-29T07:30

By Rebecca
at 2016-10-30T07:14
at 2016-10-30T07:14

By Kyle
at 2016-10-31T06:34
at 2016-10-31T06:34

By Hardy
at 2016-10-31T18:53
at 2016-10-31T18:53

By Anonymous
at 2016-11-02T20:17
at 2016-11-02T20:17

By Jacky
at 2016-11-03T05:02
at 2016-11-03T05:02

By Hedy
at 2016-11-04T06:44
at 2016-11-04T06:44

By Joseph
at 2016-11-08T04:51
at 2016-11-08T04:51

By Erin
at 2016-11-08T23:10
at 2016-11-08T23:10

By Ursula
at 2016-11-11T05:05
at 2016-11-11T05:05

By Poppy
at 2016-11-12T18:28
at 2016-11-12T18:28

By Necoo
at 2016-11-14T05:58
at 2016-11-14T05:58

By Dinah
at 2016-11-15T12:52
at 2016-11-15T12:52

By Jacky
at 2016-11-17T11:44
at 2016-11-17T11:44

By Zenobia
at 2016-11-22T10:43
at 2016-11-22T10:43

By Ethan
at 2016-11-23T18:37
at 2016-11-23T18:37

By Ursula
at 2016-11-23T22:14
at 2016-11-23T22:14

By Madame
at 2016-11-28T08:04
at 2016-11-28T08:04

By Robert
at 2016-12-01T19:31
at 2016-12-01T19:31

By Kyle
at 2016-12-05T02:13
at 2016-12-05T02:13

By Zora
at 2016-12-09T16:53
at 2016-12-09T16:53

By Andy
at 2016-12-09T20:33
at 2016-12-09T20:33

By Steve
at 2016-12-10T06:01
at 2016-12-10T06:01

By Hardy
at 2016-12-13T01:17
at 2016-12-13T01:17

By Mason
at 2016-12-15T01:17
at 2016-12-15T01:17

By Zanna
at 2016-12-16T12:25
at 2016-12-16T12:25

By Edwina
at 2016-12-20T10:34
at 2016-12-20T10:34

By Victoria
at 2016-12-20T21:23
at 2016-12-20T21:23

By Michael
at 2016-12-25T04:02
at 2016-12-25T04:02

By Isla
at 2016-12-28T12:06
at 2016-12-28T12:06

By Edith
at 2017-01-02T09:00
at 2017-01-02T09:00

By Una
at 2017-01-04T13:06
at 2017-01-04T13:06

By Genevieve
at 2017-01-08T16:40
at 2017-01-08T16:40

By Annie
at 2017-01-13T06:04
at 2017-01-13T06:04

By Frederic
at 2017-01-17T16:27
at 2017-01-17T16:27

By Genevieve
at 2017-01-21T22:58
at 2017-01-21T22:58

By Harry
at 2017-01-26T14:54
at 2017-01-26T14:54

By Kristin
at 2017-01-29T15:06
at 2017-01-29T15:06

By Sandy
at 2017-01-30T04:39
at 2017-01-30T04:39

By Candice
at 2017-02-02T14:46
at 2017-02-02T14:46

By Selena
at 2017-02-05T01:17
at 2017-02-05T01:17

By Hedda
at 2017-02-05T08:08
at 2017-02-05T08:08

By Robert
at 2017-02-06T03:12
at 2017-02-06T03:12

By Adele
at 2017-02-08T23:07
at 2017-02-08T23:07

By Xanthe
at 2017-02-13T10:05
at 2017-02-13T10:05

By Selena
at 2017-02-16T01:21
at 2017-02-16T01:21

By Brianna
at 2017-02-18T16:47
at 2017-02-18T16:47

By Elizabeth
at 2017-02-23T05:05
at 2017-02-23T05:05

By Victoria
at 2017-02-27T00:24
at 2017-02-27T00:24

By Carolina Franco
at 2017-02-28T11:21
at 2017-02-28T11:21

By Todd Johnson
at 2017-03-03T04:29
at 2017-03-03T04:29

By Enid
at 2017-03-03T12:41
at 2017-03-03T12:41

By Jack
at 2017-03-06T18:15
at 2017-03-06T18:15

By Jake
at 2017-03-09T20:41
at 2017-03-09T20:41

By Kristin
at 2017-03-10T02:58
at 2017-03-10T02:58

By Enid
at 2017-03-11T10:17
at 2017-03-11T10:17

By Faithe
at 2017-03-12T23:44
at 2017-03-12T23:44

By Rosalind
at 2017-03-15T22:20
at 2017-03-15T22:20

By Edwina
at 2017-03-20T10:38
at 2017-03-20T10:38

By Belly
at 2017-03-24T09:41
at 2017-03-24T09:41

By Rosalind
at 2017-03-29T02:56
at 2017-03-29T02:56

By Wallis
at 2017-03-29T21:00
at 2017-03-29T21:00

By Andy
at 2017-03-30T23:39
at 2017-03-30T23:39

By Xanthe
at 2017-04-02T11:40
at 2017-04-02T11:40

By Isabella
at 2017-04-04T06:32
at 2017-04-04T06:32

By Emma
at 2017-04-06T09:11
at 2017-04-06T09:11

By Dora
at 2017-04-07T08:11
at 2017-04-07T08:11

By Victoria
at 2017-04-08T01:26
at 2017-04-08T01:26

By Tom
at 2017-04-08T06:27
at 2017-04-08T06:27

By Regina
at 2017-04-12T14:54
at 2017-04-12T14:54

By Andy
at 2017-04-14T02:40
at 2017-04-14T02:40

By Regina
at 2017-04-16T09:53
at 2017-04-16T09:53

By Zanna
at 2017-04-18T07:08
at 2017-04-18T07:08

By Joseph
at 2017-04-20T01:59
at 2017-04-20T01:59

By Jake
at 2017-04-21T21:39
at 2017-04-21T21:39

By Emma
at 2017-04-25T03:27
at 2017-04-25T03:27

By Erin
at 2017-04-26T14:55
at 2017-04-26T14:55

By Callum
at 2017-05-01T02:05
at 2017-05-01T02:05

By Joseph
at 2017-05-01T12:20
at 2017-05-01T12:20

By Regina
at 2017-05-03T22:44
at 2017-05-03T22:44

By Edith
at 2017-05-08T07:16
at 2017-05-08T07:16

By Yuri
at 2017-05-09T05:40
at 2017-05-09T05:40

By Thomas
at 2017-05-12T16:33
at 2017-05-12T16:33

By Selena
at 2017-05-17T00:13
at 2017-05-17T00:13

By Daph Bay
at 2017-05-17T04:23
at 2017-05-17T04:23

By Connor
at 2017-05-22T02:36
at 2017-05-22T02:36

By Belly
at 2017-05-26T04:39
at 2017-05-26T04:39

By Christine
at 2017-05-28T18:47
at 2017-05-28T18:47

By Cara
at 2017-05-31T05:12
at 2017-05-31T05:12

By Gary
at 2017-06-03T22:15
at 2017-06-03T22:15

By Puput
at 2017-06-04T11:25
at 2017-06-04T11:25

By Faithe
at 2017-06-05T11:24
at 2017-06-05T11:24

By Jack
at 2017-06-06T10:10
at 2017-06-06T10:10

By Sarah
at 2017-06-11T07:38
at 2017-06-11T07:38

By Puput
at 2017-06-11T21:27
at 2017-06-11T21:27

By Ethan
at 2017-06-12T17:57
at 2017-06-12T17:57

By Liam
at 2017-06-13T16:56
at 2017-06-13T16:56

By Audriana
at 2017-06-15T23:06
at 2017-06-15T23:06

By Jacky
at 2017-06-17T01:02
at 2017-06-17T01:02

By Ingrid
at 2017-06-21T10:56
at 2017-06-21T10:56

By Audriana
at 2017-06-23T10:36
at 2017-06-23T10:36

By Charlie
at 2017-06-24T14:46
at 2017-06-24T14:46

By Hedwig
at 2017-06-28T12:04
at 2017-06-28T12:04

By Christine
at 2017-06-30T07:00
at 2017-06-30T07:00

By Sandy
at 2017-07-01T09:35
at 2017-07-01T09:35

By Madame
at 2017-07-04T23:02
at 2017-07-04T23:02

By Wallis
at 2017-07-06T14:17
at 2017-07-06T14:17

By Audriana
at 2017-07-09T07:55
at 2017-07-09T07:55

By Anthony
at 2017-07-10T06:46
at 2017-07-10T06:46

By Catherine
at 2017-07-13T19:02
at 2017-07-13T19:02

By Isabella
at 2017-07-13T22:02
at 2017-07-13T22:02

By Lydia
at 2017-07-16T07:40
at 2017-07-16T07:40

By Steve
at 2017-07-18T06:07
at 2017-07-18T06:07

By James
at 2017-07-18T21:53
at 2017-07-18T21:53

By Olga
at 2017-07-20T14:17
at 2017-07-20T14:17

By James
at 2017-07-25T07:41
at 2017-07-25T07:41

By Dorothy
at 2017-07-26T09:36
at 2017-07-26T09:36

By Candice
at 2017-07-27T07:03
at 2017-07-27T07:03

By Andrew
at 2017-07-29T19:12
at 2017-07-29T19:12

By Genevieve
at 2017-07-31T05:21
at 2017-07-31T05:21

By Liam
at 2017-08-01T17:28
at 2017-08-01T17:28

By Odelette
at 2017-08-05T10:52
at 2017-08-05T10:52

By Connor
at 2017-08-08T07:31
at 2017-08-08T07:31

By Elvira
at 2017-08-10T06:30
at 2017-08-10T06:30

By Agatha
at 2017-08-10T15:41
at 2017-08-10T15:41

By Elizabeth
at 2017-08-15T01:26
at 2017-08-15T01:26

By Jacob
at 2017-08-18T18:14
at 2017-08-18T18:14

By Christine
at 2017-08-19T22:20
at 2017-08-19T22:20

By Cara
at 2017-08-22T10:42
at 2017-08-22T10:42

By Oscar
at 2017-08-25T12:47
at 2017-08-25T12:47

By Lucy
at 2017-08-29T16:10
at 2017-08-29T16:10

By Ingrid
at 2017-08-31T04:58
at 2017-08-31T04:58

By Michael
at 2017-09-01T09:12
at 2017-09-01T09:12

By Regina
at 2017-09-04T03:10
at 2017-09-04T03:10

By Robert
at 2017-09-04T06:07
at 2017-09-04T06:07

By Jake
at 2017-09-08T05:52
at 2017-09-08T05:52

By Ina
at 2017-09-13T00:19
at 2017-09-13T00:19

By Linda
at 2017-09-17T13:57
at 2017-09-17T13:57

By Blanche
at 2017-09-21T20:34
at 2017-09-21T20:34

By Elma
at 2017-09-23T01:13
at 2017-09-23T01:13

By Ina
at 2017-09-24T19:56
at 2017-09-24T19:56

By Sierra Rose
at 2017-09-28T15:20
at 2017-09-28T15:20

By Dorothy
at 2017-10-02T16:24
at 2017-10-02T16:24

By Brianna
at 2017-10-06T22:27
at 2017-10-06T22:27

By Olive
at 2017-10-11T00:14
at 2017-10-11T00:14

By Oscar
at 2017-10-15T21:02
at 2017-10-15T21:02

By Annie
at 2017-10-17T19:01
at 2017-10-17T19:01

By Kyle
at 2017-10-20T08:41
at 2017-10-20T08:41

By Emma
at 2017-10-22T04:05
at 2017-10-22T04:05

By Elma
at 2017-10-25T02:42
at 2017-10-25T02:42

By Skylar DavisLinda
at 2017-10-29T23:18
at 2017-10-29T23:18

By Robert
at 2017-11-03T15:20
at 2017-11-03T15:20

By Kyle
at 2017-11-07T00:29
at 2017-11-07T00:29

By Eden
at 2017-11-11T15:08
at 2017-11-11T15:08

By Connor
at 2017-11-14T08:51
at 2017-11-14T08:51

By Queena
at 2017-11-16T16:38
at 2017-11-16T16:38

By Kristin
at 2017-11-20T05:22
at 2017-11-20T05:22

By Charlotte
at 2017-11-21T01:47
at 2017-11-21T01:47

By Connor
at 2017-11-21T19:34
at 2017-11-21T19:34

By Emily
at 2017-11-22T00:30
at 2017-11-22T00:30

By Franklin
at 2017-11-25T21:36
at 2017-11-25T21:36

By Suhail Hany
at 2017-11-28T12:42
at 2017-11-28T12:42

By Hardy
at 2017-12-01T17:21
at 2017-12-01T17:21

By William
at 2017-12-03T15:28
at 2017-12-03T15:28

By Jack
at 2017-12-08T14:55
at 2017-12-08T14:55

By Andy
at 2017-12-13T08:39
at 2017-12-13T08:39

By Carolina Franco
at 2017-12-17T22:23
at 2017-12-17T22:23

By Hedwig
at 2017-12-20T17:22
at 2017-12-20T17:22

By Agnes
at 2017-12-22T04:14
at 2017-12-22T04:14

By Rachel
at 2017-12-24T05:22
at 2017-12-24T05:22

By Tristan Cohan
at 2017-12-25T22:26
at 2017-12-25T22:26

By Vanessa
at 2017-12-30T03:25
at 2017-12-30T03:25

By Agatha
at 2018-01-01T12:34
at 2018-01-01T12:34

By Kelly
at 2018-01-04T04:43
at 2018-01-04T04:43

By Frederic
at 2018-01-04T13:12
at 2018-01-04T13:12

By Olga
at 2018-01-09T09:59
at 2018-01-09T09:59

By Tristan Cohan
at 2018-01-12T21:00
at 2018-01-12T21:00

By Donna
at 2018-01-17T20:58
at 2018-01-17T20:58
Related Posts
車商大火拚!購車禮優贈方案 TOYOTA送蒸

By Andrew
at 2016-07-15T01:42
at 2016-07-15T01:42
三菱 Lancer的冷氣面板

By Sarah
at 2016-07-15T00:08
at 2016-07-15T00:08
車子剛換完機油要訓車嗎?

By Charlotte
at 2016-07-14T23:53
at 2016-07-14T23:53
中國大陸38號車評對安全性的評論

By Lydia
at 2016-07-14T23:43
at 2016-07-14T23:43
你尚藍鳥怎麼沒賣了

By Donna
at 2016-07-14T23:26
at 2016-07-14T23:26