無人受傷請求理賠 - 汽車
By Kama
at 2021-12-31T11:24
at 2021-12-31T11:24
Table of Contents
如題,想請教有經驗或是專業的版大們
車禍狀況說明:
高速公路上走走停停,前車煞車停止,跟著煞車停止(已靜止),之後遭後方撞擊。
受傷:無人受傷
車損:後方保險桿+板金受損
維修費:總計約$46000左右
額外支出:
1.車禍當日請假薪資損失
2.車體維修後牽車當日薪資損失
3.為接送一歲小孩額外購買機車座椅組
4.下班後兼差工作需求,搭計程車移動
5.其餘交通不便及危險忽略不計
總計約一萬以內
問題:
保險公司表示只願意支付車體維修費用
若請求代步費,則車體會計算折舊
但對我來說,我是無辜遭撞擊,造成生活不便不說,還要額外損失近萬,莫名其妙
與肇事者聯絡,只丟下一句
「找保險公司處理」
但保險公司則表明不處理車損以外的賠償
我還能怎麼處理?
申請調解?若無效或是對方不賠,只能申請民事? 侵權?
目前在等初判表,若確定對方肇責100%
是否有勝算? 或是只能我自己吞?
--
車禍狀況說明:
高速公路上走走停停,前車煞車停止,跟著煞車停止(已靜止),之後遭後方撞擊。
受傷:無人受傷
車損:後方保險桿+板金受損
維修費:總計約$46000左右
額外支出:
1.車禍當日請假薪資損失
2.車體維修後牽車當日薪資損失
3.為接送一歲小孩額外購買機車座椅組
4.下班後兼差工作需求,搭計程車移動
5.其餘交通不便及危險忽略不計
總計約一萬以內
問題:
保險公司表示只願意支付車體維修費用
若請求代步費,則車體會計算折舊
但對我來說,我是無辜遭撞擊,造成生活不便不說,還要額外損失近萬,莫名其妙
與肇事者聯絡,只丟下一句
「找保險公司處理」
但保險公司則表明不處理車損以外的賠償
我還能怎麼處理?
申請調解?若無效或是對方不賠,只能申請民事? 侵權?
目前在等初判表,若確定對方肇責100%
是否有勝算? 或是只能我自己吞?
--
Tags:
汽車
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