第一次買車、交車、保險等心得 - 價格
By Agatha
at 2017-08-07T22:48
at 2017-08-07T22:48
Table of Contents
以下分享自己的買車經歷和資訊,希望對第一次買車的人有些幫助。
◎ 建議
1. 若非已確定保險不論費用高低都給業務辦,請寫上「自理」
2. 稅金/手續費,請寫上「實報實銷」,避免事後有巧立名目的代辦手續費出現。
當然,若已事先約定者,不在此限。
3. 保險僅以富邦網路投保為例,「領牌起算日3天內」,線上投保免勘車拍照。
(這個是,打了第3通富邦產險客服,才問到的明確答案。)
4. 若被業代告知驗車僅能在平日9:00~17:00,請洽該公司客服再次確認。
◎ 心得經歷 (請對照上面次序)
1. 原合意若自問保單較業務報價低則自理,但業務仍在訂單上勾選項目,金額填未定。
而後業務報價項目較少且較臨櫃報價高,故告知業務本單保險依當日協議自理。
2. 經查證,規費統一為1250(車牌600、驗車450、駕照200)。
不會有進口車驗車較貴之事,也不會有交車時突然冒出一個代辦手續費之情事。
(事先有約定者除外)
經洽身邊友人近兩年買車之單據(T牌x2、M牌x1、L牌x1),皆未有前述之情事。
電洽客服,客服告知除能告知訂車所/業務員,將請該所回覆,否則客服端無法回答。
3. 個人經驗發現,保險(同為富邦)價格由高至低分別為:
購車業代報價 > 臨櫃詢價 > 網路投保(領牌起算3日內,可免勘車)
(但有在網路上看人分享過,說臨櫃可能會比網路更便宜,可能我問的不多沒能遇到)
4. 經洽客服說明,若客戶有要求驗車,會配合客戶時間,但須預約。
--- END 希望對大家有幫助 ---
--
◎ 建議
1. 若非已確定保險不論費用高低都給業務辦,請寫上「自理」
2. 稅金/手續費,請寫上「實報實銷」,避免事後有巧立名目的代辦手續費出現。
當然,若已事先約定者,不在此限。
3. 保險僅以富邦網路投保為例,「領牌起算日3天內」,線上投保免勘車拍照。
(這個是,打了第3通富邦產險客服,才問到的明確答案。)
4. 若被業代告知驗車僅能在平日9:00~17:00,請洽該公司客服再次確認。
◎ 心得經歷 (請對照上面次序)
1. 原合意若自問保單較業務報價低則自理,但業務仍在訂單上勾選項目,金額填未定。
而後業務報價項目較少且較臨櫃報價高,故告知業務本單保險依當日協議自理。
2. 經查證,規費統一為1250(車牌600、驗車450、駕照200)。
不會有進口車驗車較貴之事,也不會有交車時突然冒出一個代辦手續費之情事。
(事先有約定者除外)
經洽身邊友人近兩年買車之單據(T牌x2、M牌x1、L牌x1),皆未有前述之情事。
電洽客服,客服告知除能告知訂車所/業務員,將請該所回覆,否則客服端無法回答。
3. 個人經驗發現,保險(同為富邦)價格由高至低分別為:
購車業代報價 > 臨櫃詢價 > 網路投保(領牌起算3日內,可免勘車)
(但有在網路上看人分享過,說臨櫃可能會比網路更便宜,可能我問的不多沒能遇到)
4. 經洽客服說明,若客戶有要求驗車,會配合客戶時間,但須預約。
--- END 希望對大家有幫助 ---
--
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