買房重要還是買車重要? - 開車
By Vanessa
at 2016-04-18T20:49
at 2016-04-18T20:49
Table of Contents
通常有錢買房子的人 都沒有買車問題 所以這個問題基本上是不存在的
買1000萬以上的房子通常都有送1車位 一定會留買中階車(100萬)預算
買500~800萬房子 買車預算60~70萬
買500萬以下 買車預算20~40萬
買得起房 買車根本不是問題 這根本是假議題
※ 引述《venusscar (我愛Dior)》之銘言:
: 大家好:
: 小妹目前29,
: 明年可能步入婚姻,
: 和男友在討論買車與買房的問題。
: 我們的共識是:兩種都要有,但就是比例分配和時間問題。
: 1、如果先買了房,車子也許就緩緩,但兩年後可能會有新生兒,到時候也不能不買。然
: 後等買車的時候搞不好就不會開車了吧......變成一個拿著駕照的超級三寶,害人害己。
: 2、如果先買車,買房頭期款至少也少一百萬,等於要多貸款一百萬。而且買車之後就要
: 養車,累積財富一定更慢,另外,沒有房子還會有停車位問題,新車不敢亂停外面,畢竟
: 台南車子失竊率頗高。
: 3、都不要買車也不要買房,繼續累積財富,一直等到有小孩了再花著兩筆錢。但有了小
: 孩的話,至少我會暫停工作,剩下老公辛苦打拚。
: 4、存到一千萬再決定要不要生小孩要不要買房子要不要買車......(可能到時候要先拿一
: 百萬去做試管嬰兒了)
: 想問曾經面臨此抉擇的各位,你們都是怎麼做的呢?
: 先謝謝大家看完。
: PS:(未來不跟長輩拿錢、買車不打算貸款、目前年收不差,但不是鐵飯碗、目前現金存
: 款大約等於5台馬川、目前沒有負債沒有家累沒有大開銷沒有什麼基金保險要付。)
--
--
買1000萬以上的房子通常都有送1車位 一定會留買中階車(100萬)預算
買500~800萬房子 買車預算60~70萬
買500萬以下 買車預算20~40萬
買得起房 買車根本不是問題 這根本是假議題
※ 引述《venusscar (我愛Dior)》之銘言:
: 大家好:
: 小妹目前29,
: 明年可能步入婚姻,
: 和男友在討論買車與買房的問題。
: 我們的共識是:兩種都要有,但就是比例分配和時間問題。
: 1、如果先買了房,車子也許就緩緩,但兩年後可能會有新生兒,到時候也不能不買。然
: 後等買車的時候搞不好就不會開車了吧......變成一個拿著駕照的超級三寶,害人害己。
: 2、如果先買車,買房頭期款至少也少一百萬,等於要多貸款一百萬。而且買車之後就要
: 養車,累積財富一定更慢,另外,沒有房子還會有停車位問題,新車不敢亂停外面,畢竟
: 台南車子失竊率頗高。
: 3、都不要買車也不要買房,繼續累積財富,一直等到有小孩了再花著兩筆錢。但有了小
: 孩的話,至少我會暫停工作,剩下老公辛苦打拚。
: 4、存到一千萬再決定要不要生小孩要不要買房子要不要買車......(可能到時候要先拿一
: 百萬去做試管嬰兒了)
: 想問曾經面臨此抉擇的各位,你們都是怎麼做的呢?
: 先謝謝大家看完。
: PS:(未來不跟長輩拿錢、買車不打算貸款、目前年收不差,但不是鐵飯碗、目前現金存
: 款大約等於5台馬川、目前沒有負債沒有家累沒有大開銷沒有什麼基金保險要付。)
--
--
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