買新車還是二手?無止盡猶豫的loop - 汽車
By Hedwig
at 2016-07-28T21:50
at 2016-07-28T21:50
Table of Contents
小魯蛇來給原PO一點信心
先說說家庭狀況
目前兩個小孩 一個五歲 一個快出生
月薪也是4X k 年薪約65萬
太太全職 幫自家姐姐帶小孩一萬
算一算一個月只有6萬多可以用 在台北市等於是三級貧戶
小孩的花費已經超過百萬 (以一個月2萬保母計算)
小孩保險 醫療 吃穿 有的沒得真的很傷
每個車子花費約8000 ( 2.0 camry) 13年老車 不過還是很好開
有小孩後車子蠻需要的 目前還沒小孩先別買車
當然我在台北市 也要看看你所在地區大眾運輸的方便性
因此 先慢慢挑選 看看身邊朋友是否有要換車 10萬+整理抓15萬
之後等小孩大了 再換車 (看經濟狀況)
買新車一定是要全額 不要再背貸款 不然家庭開銷將會失衡
現在看到5歲女兒在面前跑來跑去 就想到一台全新馬三
當然想買新車 但看到寶貝女兒 老車就加減開了
把錢留給你的太太小孩吧
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