賣場停車場擦撞請益 - 保養

By Megan
at 2022-08-13T23:46
at 2022-08-13T23:46
Table of Contents
今天開車去內湖好市多
開車是我本人,先生坐副駕
準備倒車的時候
跟右方直行車子發生擦撞
https://i.imgur.com/k6Hv7HP.jpg
示意圖如上(請忽略小孩亂畫
因為隔壁是保時捷很怕
我一直看左邊忽略右邊
右邊直行車速度也不慢
所以反應過來的時候已經碰在一起
還沒移車的時候
https://i.imgur.com/ZduQ0yA.jpg
對方車損
https://i.imgur.com/rsLfFQU.jpg
我自己
https://i.imgur.com/bUonlPS.jpg
發生當下先報警
等警察來的期間問了客服(國泰乙式)
客服說有報警就好
請對方先不要修
警察來了之後說要交通隊才能處理
於是又等了一下
交通隊來了就拍照 看駕照 給三聯單
https://i.imgur.com/at7JQcq.jpg
準備離開時跟對方説不好意思
然後因為有保險,客服說麻煩先不要修理
對方說他是老車所以只有OO險
(忘了是車體險還是第三人…)
對方跟先生有互留LINE
回家後再問了國泰客服
說上網申請理賠即可(當初也是上網投保)
過1、2個工作天就會有專員聯絡
我方車損用車體險
對方則用第三人
再問責任比例是要自己去申請初判表嗎
因為剛好跟小孩講話分心沒聽清楚
不確定是專員會處理還是專員會再跟我聯絡
對方的部份客服應該是說專員會直接跟他聯絡
客服有問會回原廠還是保養廠
回他說再想想
這樣感覺我申請理賠後就不用做什麼了
想請問如果有保乙式
遇到車禍的處理方式大致是這樣嗎
以現場圖來看
我方有可能全責嗎…
7月下旬才買的二手KUGA 囧
以後去賣場先不敢開麻煩鞭小力點 QQ
----
Sent from BePTT on my iPhone 11
--
開車是我本人,先生坐副駕
準備倒車的時候
跟右方直行車子發生擦撞
https://i.imgur.com/k6Hv7HP.jpg

因為隔壁是保時捷很怕
我一直看左邊忽略右邊
右邊直行車速度也不慢
所以反應過來的時候已經碰在一起
還沒移車的時候
https://i.imgur.com/ZduQ0yA.jpg

https://i.imgur.com/rsLfFQU.jpg

https://i.imgur.com/bUonlPS.jpg

發生當下先報警
等警察來的期間問了客服(國泰乙式)
客服說有報警就好
請對方先不要修
警察來了之後說要交通隊才能處理
於是又等了一下
交通隊來了就拍照 看駕照 給三聯單
https://i.imgur.com/at7JQcq.jpg

準備離開時跟對方説不好意思
然後因為有保險,客服說麻煩先不要修理
對方說他是老車所以只有OO險
(忘了是車體險還是第三人…)
對方跟先生有互留LINE
回家後再問了國泰客服
說上網申請理賠即可(當初也是上網投保)
過1、2個工作天就會有專員聯絡
我方車損用車體險
對方則用第三人
再問責任比例是要自己去申請初判表嗎
因為剛好跟小孩講話分心沒聽清楚
不確定是專員會處理還是專員會再跟我聯絡
對方的部份客服應該是說專員會直接跟他聯絡
客服有問會回原廠還是保養廠
回他說再想想
這樣感覺我申請理賠後就不用做什麼了
想請問如果有保乙式
遇到車禍的處理方式大致是這樣嗎
以現場圖來看
我方有可能全責嗎…
7月下旬才買的二手KUGA 囧
以後去賣場先不敢開麻煩鞭小力點 QQ
----
Sent from BePTT on my iPhone 11
--
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