跨不過的買車障礙 - 開車

By Olga
at 2020-07-02T14:20
at 2020-07-02T14:20
Table of Contents
每當興起買車的念頭時
都會有一道跨不過的心理障礙
雖然是準備買平價好養的Altis
導致35歲了
雖然會開車但始終無法下定決心買車...
首先是保費和稅金問題
1.保個乙式全險一年先噴3萬多
雖然可申請免牌照稅
但每年還是需要繳
一筆燃料稅4800+強制險1000多
2.再來是停車位的問題,家裡附近雖有立體塔式的
停車位一個月2000算便宜
但還要抽籤
中籤率約只有7成
3.開車使用頻率很低,這一年多來只開過2~3次
有車後勉強提升至一個月開5次左右
4.將來要想在台北或新北買房怕車子的花費或多或少會對未來買房之路造成阻力...
除了上述各項費用外其實還有出去玩的費用
很多觀光景點專門賺這種開車觀光遊客的錢
例如停車費一次100,咖啡ㄧ杯200,六福村遊樂園入場券1000等等族繁不及備載
總之買車後除了買車費用外
後續的生活開銷一定會比原先增加許多
我該如何跨過這道心理障礙
來讓自己升級為有車一族呢?
--
都會有一道跨不過的心理障礙
雖然是準備買平價好養的Altis
導致35歲了
雖然會開車但始終無法下定決心買車...
首先是保費和稅金問題
1.保個乙式全險一年先噴3萬多
雖然可申請免牌照稅
但每年還是需要繳
一筆燃料稅4800+強制險1000多
2.再來是停車位的問題,家裡附近雖有立體塔式的
停車位一個月2000算便宜
但還要抽籤
中籤率約只有7成
3.開車使用頻率很低,這一年多來只開過2~3次
有車後勉強提升至一個月開5次左右
4.將來要想在台北或新北買房怕車子的花費或多或少會對未來買房之路造成阻力...
除了上述各項費用外其實還有出去玩的費用
很多觀光景點專門賺這種開車觀光遊客的錢
例如停車費一次100,咖啡ㄧ杯200,六福村遊樂園入場券1000等等族繁不及備載
總之買車後除了買車費用外
後續的生活開銷一定會比原先增加許多
我該如何跨過這道心理障礙
來讓自己升級為有車一族呢?
--
Tags:
開車
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