車禍後被追討車輛價值減損? - 汽車
By Oliver
at 2020-01-06T18:56
at 2020-01-06T18:56
Table of Contents
事發經過:
去年11月老婆在國道不慎撞上前方賓士s450租賃車,雙方駕駛人都沒事,我方有保超額,
對方駕駛是代駕司機,非車主
一切經過都交給保險公司處理理賠,我方是100%肇責,不過我們也沒規避責任,一切請保
險公司協助處理
不過就在今天突然收到一張律師信,大意是要跟我們追討因出險,隔年的保費增加,以及
車輛交易減損的部分
看完後我一整個傻眼,因沒有對方車主電話,只有代駕司機電話,聯絡他後,才發現他也
被發律師信,大意是因代駕疏失,造成車主車輛損失,要跟他索賠
因目前還聯絡不到我自己保險公司處理的專員,所以不曉得有沒有版友有這方面經驗?
1.是否會走法院裁定,最後再決定理賠它車子的價值毀損?
2.因這台s450是新車,通常判定結果會如何?
3.超額保險,這部分有含蓋進去嗎?還是只負責理賠車子修復,沒辦法處理價值差異這部
分?
因為有點擔心,所以只好上來先問看看
手機排版還請見諒
--
去年11月老婆在國道不慎撞上前方賓士s450租賃車,雙方駕駛人都沒事,我方有保超額,
對方駕駛是代駕司機,非車主
一切經過都交給保險公司處理理賠,我方是100%肇責,不過我們也沒規避責任,一切請保
險公司協助處理
不過就在今天突然收到一張律師信,大意是要跟我們追討因出險,隔年的保費增加,以及
車輛交易減損的部分
看完後我一整個傻眼,因沒有對方車主電話,只有代駕司機電話,聯絡他後,才發現他也
被發律師信,大意是因代駕疏失,造成車主車輛損失,要跟他索賠
因目前還聯絡不到我自己保險公司處理的專員,所以不曉得有沒有版友有這方面經驗?
1.是否會走法院裁定,最後再決定理賠它車子的價值毀損?
2.因這台s450是新車,通常判定結果會如何?
3.超額保險,這部分有含蓋進去嗎?還是只負責理賠車子修復,沒辦法處理價值差異這部
分?
因為有點擔心,所以只好上來先問看看
手機排版還請見諒
--
Tags:
汽車
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