車禍該如何後續處理? - 貨車

By Queena
at 2019-06-23T21:45
at 2019-06-23T21:45
Table of Contents
6/20在國道一號上出了車禍
大致狀況如下
我行駛於內線車道,大致平行中線大貨車,瞬間一台小轎車突然類似甩尾甩進
內側車道並碰撞分隔島彈出(車頭逆向),有急煞但反應時間不及(大貨車平行
導致無視野),因此迎面撞上小轎車,現在車撞壞了要不要修也不知道,保險到底要跟誰
索賠還是要自行修復也都不清楚 (車輛只有強制險)
畢竟15年的休旅車了,安全氣囊也爆了。修起來也超過殘值,實在很頭痛。
想請問一定得等初判表出來才能跟對方談嗎??還是有其他辦法可以先行處理?
P.S.警察調閱行車紀錄器似乎是大貨車外切出外車車道碰撞小轎車左後方,
導致小轎車失控。無人受傷,嚴重車損只有我跟小轎車。
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