車禍責任未釐清前,需先主動聯繫對方嗎? - 價格
By Lucy
at 2022-06-22T12:56
at 2022-06-22T12:56
Table of Contents
各位版友好,今天出了一場小車禍。
我是開車停下等待迴轉時,被後面想超車的機車擦撞上側邊,我車子後照鏡玻璃全碎,前
輪框也有毀損。
幸好當時我是停著的,所以對方機車沒倒,但手部有小擦傷,當時有叫警察、以及連繫保
險公司備案(保險人員沒到現場)。
當時我有陪對方去醫院驗傷,對方有先繳掉醫藥費。在醫院警察做筆錄時我這邊是說,我
這邊後續會聯繫保險公司處理,對方也回說OK,就互相留下電話就各自離去。
我這邊有保第三責任險、強制險,沒保車體險。
由於是第一次發生,想請問各位版友後續的處理流程:
1.目前保險公司人員尚未主動與我聯繫,我第一步要先親自去保險公司出險嗎?
還是先打電話即可??
2.我隔天需要再打電話關心對方的傷勢嗎?還是後續都請保險公司當中間人聯繫他就好??
主要考量是目前車禍責任還未釐清,主要擔心被認為肇事責任較大,所以才主動打電話關
心 (因目前對方也沒主動打來)。
3.後續如需進行和解,是保險公司的人會約兩方的時間,到某個地點和解嗎?還是我要主
動約對方跟保險公司出來和解呢??
4.這兩天應該會先去修車,各位會建議去原廠修或小保養廠維修呢?
(原廠價格比小保養廠高很多)
不好意思,第一次發生車禍,因不太清楚流程,問題有點多!
再次感謝各位版友的回覆!!
--
我是開車停下等待迴轉時,被後面想超車的機車擦撞上側邊,我車子後照鏡玻璃全碎,前
輪框也有毀損。
幸好當時我是停著的,所以對方機車沒倒,但手部有小擦傷,當時有叫警察、以及連繫保
險公司備案(保險人員沒到現場)。
當時我有陪對方去醫院驗傷,對方有先繳掉醫藥費。在醫院警察做筆錄時我這邊是說,我
這邊後續會聯繫保險公司處理,對方也回說OK,就互相留下電話就各自離去。
我這邊有保第三責任險、強制險,沒保車體險。
由於是第一次發生,想請問各位版友後續的處理流程:
1.目前保險公司人員尚未主動與我聯繫,我第一步要先親自去保險公司出險嗎?
還是先打電話即可??
2.我隔天需要再打電話關心對方的傷勢嗎?還是後續都請保險公司當中間人聯繫他就好??
主要考量是目前車禍責任還未釐清,主要擔心被認為肇事責任較大,所以才主動打電話關
心 (因目前對方也沒主動打來)。
3.後續如需進行和解,是保險公司的人會約兩方的時間,到某個地點和解嗎?還是我要主
動約對方跟保險公司出來和解呢??
4.這兩天應該會先去修車,各位會建議去原廠修或小保養廠維修呢?
(原廠價格比小保養廠高很多)
不好意思,第一次發生車禍,因不太清楚流程,問題有點多!
再次感謝各位版友的回覆!!
--
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