車體險-約定駕駛的疑問 - 保養
By Delia
at 2020-08-02T13:34
at 2020-08-02T13:34
Table of Contents
最近要談新車(Rav4)的保險了
業務報價大約是42000左右
(小弟過去無投保紀錄)
乙式險本身報價28000左右
車體許可免追償450
由於約定駕駛(2人)的話,上網查過,車體險可以打9折
而且約定駕駛的話,就不需要車體許可免追償
所以共可省下28000*0.9+452 = 3252元
但我有一個疑問
雖然車子平常都是我在開沒錯
但是總會去保養廠吧,技師會幫你在廠內移車
總會去外面加裝配備或是鍍膜吧,外面店家技師在外廠內幫你移車
以上這2種情況,如果擦撞或是弄壞車子
這樣有設約定駕駛的話,保險是不是就不能賠償了?
還請有經驗的版友解惑,感激不盡。
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