選購車時是如何評估是否能負擔的呢? - 汽車
By Heather
at 2022-04-07T15:15
at 2022-04-07T15:15
Table of Contents
安安各位車版的前輩們大家好
想問一下大家想買車的時候
怎麼評估是不是養得起這台車
養車的基本花費我了解,但因為第一次結婚,不知道未來婚後可能會有許多隱形花費....
..
所以遲遲不敢決定用車
其實我大約三年前把一台city賣掉,當時是買新車,開了4年,可是因為平常少開(上班
都騎車),加上沒有車位,要租車位,覺得很浪費錢就賣掉了
上個月結婚、買了一間房子是有車位的,就覺得好像可以買一台車來放,可是擔心婚後的
開支會很辛苦,畢竟已經不是自己吃飽就好的階段
所以想跟大家請益一下
也讓大家了解
房貸大約是50萬一年
大約佔家庭總收入的1/4
兩人的保險費大約15萬一年
孝親費30萬一年
這是目前確定的開銷
也確定不會有小孩(只養毛小孩~
如果我貸款買車
大概能負擔怎樣總價的車
國產車還是進口車、
新車還是二手車、
我都覺得好難決定...
我知道問題聽起來有點籠統
但希望有步入婚姻的版友能給給意見
當時是如何決定的呢,非常感謝!
--
想問一下大家想買車的時候
怎麼評估是不是養得起這台車
養車的基本花費我了解,但因為第一次結婚,不知道未來婚後可能會有許多隱形花費....
..
所以遲遲不敢決定用車
其實我大約三年前把一台city賣掉,當時是買新車,開了4年,可是因為平常少開(上班
都騎車),加上沒有車位,要租車位,覺得很浪費錢就賣掉了
上個月結婚、買了一間房子是有車位的,就覺得好像可以買一台車來放,可是擔心婚後的
開支會很辛苦,畢竟已經不是自己吃飽就好的階段
所以想跟大家請益一下
也讓大家了解
房貸大約是50萬一年
大約佔家庭總收入的1/4
兩人的保險費大約15萬一年
孝親費30萬一年
這是目前確定的開銷
也確定不會有小孩(只養毛小孩~
如果我貸款買車
大概能負擔怎樣總價的車
國產車還是進口車、
新車還是二手車、
我都覺得好難決定...
我知道問題聽起來有點籠統
但希望有步入婚姻的版友能給給意見
當時是如何決定的呢,非常感謝!
--
Tags:
汽車
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