關於保不保車險 - 開車
By Olivia
at 2017-08-23T19:44
at 2017-08-23T19:44
Table of Contents
個人覺得除非你買進口高級車 不然國產車其實不需要保什麼甲乙丙丁險 尤其是車碰車的車體險
保基本的強制險 第三責任意外險就夠了
如果沒有車子每天都停室外過夜的 加保個竊盜險就夠了
我來分析給你們看
你開車被對方擦撞 當然對方負責賠償 自然是對方買單
如果是你擦撞別人 第三責任意外險有賠對方財損 額度至少都有五十萬 所以自然是保險公司買單
請問你一年能A別人幾次?技術爛一點一年A兩次好了
國產車只要不是什麼嚴重擦撞 修一次給你一萬塊 一年就兩萬塊修車費而已
但你保全險一年就要三~五萬 怎麼算就是划不來
我知道有人會說修車事小 萬一把人撞傷 那醫藥費跟民事賠償才可怕
我告訴你啦 開車開到把人撞成重傷 你還是騎腳踏車不然就搭公車火車計程車吧
我也知道有人會說保全險比較放心 廢話嘛 錢花下去就是大爺 你要是錢多到可以買坦克車裝甲車 學那個插隊哥閉著眼睛躺著開車上國道都可以 根本講幹話而已
我這篇是很認真在講我對車險的看法 保險公司那麼賺 就是因為太多人開車技術差又不小心點 覺得花錢就能解決一切
個人覺得平常養成好的開車習慣 遵守交通規則 細心一點可以省下不少錢勒
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