Toyota Altis 油電尊爵 (和泰Pay) - 汽車
By Jack
at 2022-04-23T14:15
at 2022-04-23T14:15
Table of Contents
車輛廠牌/年份/型號:Toyota Altis 2022
車輛原廠編成等級:油電尊爵
是否含保險:是
是否含領牌稅金:是
成交價格(總價):80.2
空車價格:72.9 = 84.5 - 9.6 - 2 (領牌)
下訂日期範圍:4月
尋車地點:北部
保險類別/金額:乙式 31000 (男35)
自費配備/配件:以下原廠
倒車顯影 5000
速控上鎖 3500
抬頭顯示 4500 (HUD一般智慧型)
全車隔熱 24000 (FSK KT68 保固5年)
贈送配備/配件:車牌框 etag、汽車美容打蠟
付款方式:
訂金-中信和泰卡 (回饋1%和泰points)
尾款-和泰Pay綁和泰卡 (1%+800點)
乙式-台新玫瑰Giving卡 (回饋3%現金)
領牌-實報實銷付現 (強制險歸此約13000)
自費規費總額:
行車紀錄3600
代客安裝 1100
防水托盤 500
購車心得:
從車版獲得的資訊很多,分享希望能幫助到想購車的版友們。
比價 一開始從官網、版上、FB社團、朋友推薦,聯繫10位北部的業務。第一輪透過Line
文字傳菜單報價,折扣不多就不勉強;第二輪Line通話折扣還行的6位,確認是今年非試
乘/展示/領牌車、自選配件是原廠、可刷卡、乙式可選保險公司和險種,無法配合也不勉
強;第三輪現場接洽篩選出的最後2位,試乘試駕體感服務後,和現在這個業務下訂成交
。
簽約 原先以非領牌空車談到折9.6萬,隔熱紙因超過預算得日後處理,業務建議若考慮領
牌車,可再折2萬,保證是2022新車,且牽車里程數<20km(還主動備註在合約讓人滿放心
的),這樣隔熱紙的預算就有了,評估並無不妥就答應了。仔細想想就是領牌車含自選配
件折7.9萬,車款76.6萬。
付款 訂金3萬與乙式可刷自己的卡,這裡失誤沒刷到3%回饋。尾款建議用和泰Pay,除了
原先1%和泰points的回饋,可再多賺800點,當成日後原廠保養費。業務還很貼心來電詢
問,要不要把回饋已入帳的和泰points直接折抵車款,交車再退現金,能抵我當然好。
賺回饋前置步驟多,官網都有教學。實際是付訂後,會有簡訊通知和泰會員帳號密碼 ->
手機安裝My Toyota -> 登入將和泰Pay綁定和泰卡 -> (和泰卡設定自動扣款中信網銀) -
> 在Toyota網頁版輸入合約訂單編號付完尾款。和泰卡額度(40萬)低於尾款(73.6萬),須
預繳信用卡費(>33.6萬)來提高刷卡額度。爬卡板文且經版友糾正,這類消費模式不屬於
超額刷卡,不會扣聯徵信用評分,辦理貸款需求不影響,銀行貸款視個案,還會評估其他
指標如資產、薪資、職業穩定、負載比等,所以我全刷賺回饋。
隔熱紙 本身駕駛技術普通、眼睛不好偶爾真的會去看個眼科,所以都優先選透光率高的
,搭配總隔熱率或隔紅外線率還行的,在隔熱紙研究所網站,挑出三款FSK KT68、舒熱佳
LX70、V-KOOL 70,再Google三個牌子的官網,找出鄰近的經銷據點,電話詢問該牌該款
貼全車報價與保固,依次是舒樂佳2.8、FSK 2.5、V-KOOL<2萬,肯定還能更便宜,後來整
理出陶瓷材質比較不容易擋車內收訊,原廠又方便配合,就選了FSK KT68。(也有車友分
享陶瓷較金屬材質易衰退,壽命較短,請自行評估)
行車紀錄器 不想在前方多佔空間,傾向一體式,最後選擇結合電子後視鏡的70邁流媒體
記錄儀+星光夜視後鏡頭+64G記憶卡,喜歡的功能之一是不拔卡可從App下載影片。由於不
熟悉淘寶和京東的操作,就從蝦皮總代理用折價券搭配刷卡購入,貴很多但3天到貨。業
務說不是原廠無法代客安裝,而蝦皮代客安裝雖然到點服務,還是擔心安裝不善影響安全
,秉持跑得了和尚跑不了廟,開去實體店家安裝,後鏡頭裝車內,避免後車車身較高時,
燈照炫光。
保險 選擇富邦除事故發生有專人處理外,第二年自行線上續保亦有優惠,險種包含:
車體損失險
全損免折舊
許可使用免追償
第三人責任傷害 每人200萬/每事故1000萬
第三人責任財損 每事故 20萬
超額責任 1000萬
刑事訴訟律師費 5萬
刪除:
竊盜險-停室內有監控停車場
駕駛人傷害險-本身已有保險
乘客體傷責任險-除家人不太會載外人
etag 沒有申辦上國道還是會辨識車牌收費,但容易忘記繳費與想要9折通行優惠建議申辦
。三種分別為1.貼前檔玻璃$99,個人覺得被擋一小塊不舒服,未來隔熱紙維護稍微麻煩
,也限制隔熱紙需選不易擋訊號的非金屬材質;2.貼車頭燈$99,家人不喜歡,覺得車再
哭,風吹日曬壽命也可能較短;3.車牌框$195,刪去1.2.在外型上沒有不能接受,最後選
車牌框。
領牌 不想付利息1萬多、貸款衍生的動保費3500,決定一次付清。想省選號2000,監理站
仍會來電告知不需加錢的3組號碼供選擇。規費實報實銷付現,包括牌照稅、燃料稅、行
照費、領牌費、檢驗費、強制責任險、過戶費、代辦費。業務代辦,會需要車主身分證與
印章數天。
交車 會有簡訊通知交車流程,留了一個半小時,業務很有耐心解釋,陪我們檢查年份/年
式、車身號碼、車牌、基本操作、儀錶燈號、自費配件、里程數(11km)、警告標誌、保險
、保養保固、外觀、手冊等。
總結 前後花了一個多月,爬文做功課、與業務們交涉、電話詢問隔熱紙和行車紀錄器安
裝店家、辦理卡片網銀申請等,最終加自購配件和扣掉回饋,總成本控制在80.6萬,交車
後鬆了一口氣,好像完成了一個專案,分享給想買車的朋友們,希望大家都能早日牽車。
--
車輛原廠編成等級:油電尊爵
是否含保險:是
是否含領牌稅金:是
成交價格(總價):80.2
空車價格:72.9 = 84.5 - 9.6 - 2 (領牌)
下訂日期範圍:4月
尋車地點:北部
保險類別/金額:乙式 31000 (男35)
自費配備/配件:以下原廠
倒車顯影 5000
速控上鎖 3500
抬頭顯示 4500 (HUD一般智慧型)
全車隔熱 24000 (FSK KT68 保固5年)
贈送配備/配件:車牌框 etag、汽車美容打蠟
付款方式:
訂金-中信和泰卡 (回饋1%和泰points)
尾款-和泰Pay綁和泰卡 (1%+800點)
乙式-台新玫瑰Giving卡 (回饋3%現金)
領牌-實報實銷付現 (強制險歸此約13000)
自費規費總額:
行車紀錄3600
代客安裝 1100
防水托盤 500
購車心得:
從車版獲得的資訊很多,分享希望能幫助到想購車的版友們。
比價 一開始從官網、版上、FB社團、朋友推薦,聯繫10位北部的業務。第一輪透過Line
文字傳菜單報價,折扣不多就不勉強;第二輪Line通話折扣還行的6位,確認是今年非試
乘/展示/領牌車、自選配件是原廠、可刷卡、乙式可選保險公司和險種,無法配合也不勉
強;第三輪現場接洽篩選出的最後2位,試乘試駕體感服務後,和現在這個業務下訂成交
。
簽約 原先以非領牌空車談到折9.6萬,隔熱紙因超過預算得日後處理,業務建議若考慮領
牌車,可再折2萬,保證是2022新車,且牽車里程數<20km(還主動備註在合約讓人滿放心
的),這樣隔熱紙的預算就有了,評估並無不妥就答應了。仔細想想就是領牌車含自選配
件折7.9萬,車款76.6萬。
付款 訂金3萬與乙式可刷自己的卡,這裡失誤沒刷到3%回饋。尾款建議用和泰Pay,除了
原先1%和泰points的回饋,可再多賺800點,當成日後原廠保養費。業務還很貼心來電詢
問,要不要把回饋已入帳的和泰points直接折抵車款,交車再退現金,能抵我當然好。
賺回饋前置步驟多,官網都有教學。實際是付訂後,會有簡訊通知和泰會員帳號密碼 ->
手機安裝My Toyota -> 登入將和泰Pay綁定和泰卡 -> (和泰卡設定自動扣款中信網銀) -
> 在Toyota網頁版輸入合約訂單編號付完尾款。和泰卡額度(40萬)低於尾款(73.6萬),須
預繳信用卡費(>33.6萬)來提高刷卡額度。爬卡板文且經版友糾正,這類消費模式不屬於
超額刷卡,不會扣聯徵信用評分,辦理貸款需求不影響,銀行貸款視個案,還會評估其他
指標如資產、薪資、職業穩定、負載比等,所以我全刷賺回饋。
隔熱紙 本身駕駛技術普通、眼睛不好偶爾真的會去看個眼科,所以都優先選透光率高的
,搭配總隔熱率或隔紅外線率還行的,在隔熱紙研究所網站,挑出三款FSK KT68、舒熱佳
LX70、V-KOOL 70,再Google三個牌子的官網,找出鄰近的經銷據點,電話詢問該牌該款
貼全車報價與保固,依次是舒樂佳2.8、FSK 2.5、V-KOOL<2萬,肯定還能更便宜,後來整
理出陶瓷材質比較不容易擋車內收訊,原廠又方便配合,就選了FSK KT68。(也有車友分
享陶瓷較金屬材質易衰退,壽命較短,請自行評估)
行車紀錄器 不想在前方多佔空間,傾向一體式,最後選擇結合電子後視鏡的70邁流媒體
記錄儀+星光夜視後鏡頭+64G記憶卡,喜歡的功能之一是不拔卡可從App下載影片。由於不
熟悉淘寶和京東的操作,就從蝦皮總代理用折價券搭配刷卡購入,貴很多但3天到貨。業
務說不是原廠無法代客安裝,而蝦皮代客安裝雖然到點服務,還是擔心安裝不善影響安全
,秉持跑得了和尚跑不了廟,開去實體店家安裝,後鏡頭裝車內,避免後車車身較高時,
燈照炫光。
保險 選擇富邦除事故發生有專人處理外,第二年自行線上續保亦有優惠,險種包含:
車體損失險
全損免折舊
許可使用免追償
第三人責任傷害 每人200萬/每事故1000萬
第三人責任財損 每事故 20萬
超額責任 1000萬
刑事訴訟律師費 5萬
刪除:
竊盜險-停室內有監控停車場
駕駛人傷害險-本身已有保險
乘客體傷責任險-除家人不太會載外人
etag 沒有申辦上國道還是會辨識車牌收費,但容易忘記繳費與想要9折通行優惠建議申辦
。三種分別為1.貼前檔玻璃$99,個人覺得被擋一小塊不舒服,未來隔熱紙維護稍微麻煩
,也限制隔熱紙需選不易擋訊號的非金屬材質;2.貼車頭燈$99,家人不喜歡,覺得車再
哭,風吹日曬壽命也可能較短;3.車牌框$195,刪去1.2.在外型上沒有不能接受,最後選
車牌框。
領牌 不想付利息1萬多、貸款衍生的動保費3500,決定一次付清。想省選號2000,監理站
仍會來電告知不需加錢的3組號碼供選擇。規費實報實銷付現,包括牌照稅、燃料稅、行
照費、領牌費、檢驗費、強制責任險、過戶費、代辦費。業務代辦,會需要車主身分證與
印章數天。
交車 會有簡訊通知交車流程,留了一個半小時,業務很有耐心解釋,陪我們檢查年份/年
式、車身號碼、車牌、基本操作、儀錶燈號、自費配件、里程數(11km)、警告標誌、保險
、保養保固、外觀、手冊等。
總結 前後花了一個多月,爬文做功課、與業務們交涉、電話詢問隔熱紙和行車紀錄器安
裝店家、辦理卡片網銀申請等,最終加自購配件和扣掉回饋,總成本控制在80.6萬,交車
後鬆了一口氣,好像完成了一個專案,分享給想買車的朋友們,希望大家都能早日牽車。
--
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By Connor
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By Hedwig
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By Ula
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By Queena
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By Anthony
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By Puput
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By Tristan Cohan
at 2022-04-29T17:54
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By Kama
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By Delia
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By Hamiltion
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By Carolina Franco
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By Zora
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By Mary
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By Donna
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By Harry
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By Xanthe
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By Ivy
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By Quanna
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By Ivy
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By Kristin
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By Ula
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By Irma
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By Bennie
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By Tom
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By Cara
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By Michael
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By Genevieve
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By Belly
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By Christine
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By Xanthe
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By Daniel
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By Erin
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By Heather
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By Kyle
at 2022-04-29T17:54
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By Hardy
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By Todd Johnson
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By Anthony
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By Mia
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By David
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By Joseph
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By Connor
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By Ophelia
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By Jack
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By Dorothy
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By Faithe
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By Christine
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By Ophelia
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By Mia
at 2022-04-29T17:54
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By Faithe
at 2022-04-27T02:08
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By Tristan Cohan
at 2022-04-29T17:54
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By Doris
at 2022-04-27T02:08
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By Mary
at 2022-04-29T17:54
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By Suhail Hany
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By Leila
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By Skylar Davis
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By Elvira
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By Kama
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By Ina
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By Elma
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By Cara
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By Damian
at 2022-04-29T17:54
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By Iris
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By Quanna
at 2022-04-29T17:54
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at 2022-04-27T02:08
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