事故後產險理賠問題請教 - 汽車
By Jacky
at 2020-02-04T11:21
at 2020-02-04T11:21
Table of Contents
小弟發生過2次事故,
1是在公有道路上被私人停車場出來的車輛攔腰撞上,個人跟警察都認為我沒有肇責。
http://i.imgur.com/JP6wus4.jpg
2是前車打右燈往右邊靠了,我從後方直走繼續前進,結果已經靠右的前車突然左轉,然後左後門遭殃,連警察都幫我唸對方。
http://i.imgur.com/MPZzOFW.jpg
以上2案當然不是警察說的算,不過延伸的問題請教:
1.進廠完修後問產險公司,我的肇責是否要本車出險、未來是否會增加自己的保費,因為如果要增加保費就要考慮費用多少而考量是否出險,結果產險公司理賠專員也說還不知道,要30天以後才清楚,請教這樣是正常嗎? 要等候的是哪個單位的報告才會有結論呢?
2.當初事故後有做筆錄,但是要跟保險公司報事故時,為何還要我簡要的描述事故,個人認為他們可以調筆錄還比較公正真實才是,所以大家都有提供簡要的描述嗎?
謝謝各位前輩!
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汽車
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