初判表未下來就能知肇責比例嗎? - 開車
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By Poppy
at 2020-06-24T12:18
at 2020-06-24T12:18
Table of Contents
不好意思,現在事情變得有點複雜
想再請教大家,因為我也不知道該怎麼處理
1.對方說他沒錢修理機車,希望我們先代墊修理費
再由保險公司理賠給我們,請問這樣是可行的嗎?
理賠專員跟我們說我們不代墊會讓事情不好處理
那如果我先墊了修機車的費用1萬元
事後保險公司只認定5000元,那我不就自己虧5000元?
2.對方要求理賠專員看機車維修估價要晚上6點後
可是理賠專員說他沒辦法(我猜可能是下班了)
希望我們跟對方談談看時間能不能調整
想請問這個應該怎麼處理才好?
謝謝大家
補充:剛對方來訊說每間車行都說要先付錢,然後叫貨,然後才維修
他說保險公司說沒辦法先支付費用
所以會跟我聯絡看我能不能先代墊
正常程序是這樣嗎?
※ 引述《mi1980 (mi1980)》之銘言:
: 想請問我開車右轉時被後面直行機車撞上右後車門
: 目前初判表還沒下來,不確定肇責比例
: 有先去申請出險(我保丙式)
: 理賠專員說我們是轉彎車未禮讓直行車(但我們是同車道、同方向)
: 對方跟我說保險公司有聯絡他,說他不用賠償任何費用
: 然後還跟他說他的機車有什麼問題再跟保險公司聯絡
: 請問這樣是代表我要負全責嗎?
: 初判表都還沒下來,理賠專員也都還沒看到我的車況
: 這樣理賠專員就能知道我肇責比例嗎?
: 謝謝大家
--
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