如果不買房買BMW340i或M3不是夢,共勉之. - 汽車
By Olivia
at 2016-04-29T19:52
at 2016-04-29T19:52
Table of Contents
這兩天一直在想,人生應該要實現夢想才對.
於是我就一直規劃,想買M3或起碼340i,看養這兩台車一個月要花多少.
先說結論,我算過了.以開一台BMW20年,開到報廢的全壽期成本來說.
因為開20年開到報廢的全壽期成本最低.
養一台M3不算車價,中等人品的話一個月要花台幣25000,20年每個月都要兩萬五.
但是如果人品爆發,又能找到好的民間廠.那這20年每個月只需花不到20000元.
我想一個月兩萬,我出得起阿.為何不圓夢呢???
BMW六缸經典M3,一個月花兩萬就能擁有,不算貴啊.
現在引擎downsizing的風潮之下,搞不好六缸車過兩年就沒了.
為何不拿房子的頭期款去買M3???
這樣看起來M3定價503萬,好像不是那麼遙不可及,而且現在汽車貸款每天打來煩,
說隨便送件隨便過,銀行爛頭寸一堆放不出去.
這兩天真是想的我心癢癢.其實340i也是六缸,337萬壓力較小.
但感覺M3才是王道,跟M3比起來340i就遜了.而且兩台車養車的錢差不多,
只差在車價.
我的BMW M3 20年養車全壽期成本計算細節如下:
1.燃料稅+牌照稅=(7200+15210)X20= 45萬
2.保險=前五年每年七萬後十五年每年平均2.5萬=5X7+2.5X15= 80萬
3.油錢,20年開50萬公里,一公升98無鉛跑10公里,一公升98無鉛假設30元
油錢=50000X30=150萬
4.保養維修20年50萬公里,每一萬公里原廠保養一次,全原廠保養.
小保養 8000元 25次=20萬
中保養20000元 10次=20萬
大保養40000元 10次=40萬
更換重要零件5次X10萬=50萬,二十年保養總共20+20+40+50=130萬
5.輪胎,前輪25000公里更換一次,後輪20000公里更換一次,一個輪胎1萬元.
2X20+2X25=90萬
6.二十年租停車位或路邊停車費,假設一個月3000元.
0.3X240=72萬
1+2+3+4+5+6=20年養車總成本=45+80+150+130+90+72=567萬/20年=240月=2.3625萬
全原廠保養,用米其林PSS好胎,一個月養車只要花23625元.
如果找外場用便宜輪胎,一個月兩萬養M3不是夢!!!!!!!!!!!!!!!
--
於是我就一直規劃,想買M3或起碼340i,看養這兩台車一個月要花多少.
先說結論,我算過了.以開一台BMW20年,開到報廢的全壽期成本來說.
因為開20年開到報廢的全壽期成本最低.
養一台M3不算車價,中等人品的話一個月要花台幣25000,20年每個月都要兩萬五.
但是如果人品爆發,又能找到好的民間廠.那這20年每個月只需花不到20000元.
我想一個月兩萬,我出得起阿.為何不圓夢呢???
BMW六缸經典M3,一個月花兩萬就能擁有,不算貴啊.
現在引擎downsizing的風潮之下,搞不好六缸車過兩年就沒了.
為何不拿房子的頭期款去買M3???
這樣看起來M3定價503萬,好像不是那麼遙不可及,而且現在汽車貸款每天打來煩,
說隨便送件隨便過,銀行爛頭寸一堆放不出去.
這兩天真是想的我心癢癢.其實340i也是六缸,337萬壓力較小.
但感覺M3才是王道,跟M3比起來340i就遜了.而且兩台車養車的錢差不多,
只差在車價.
我的BMW M3 20年養車全壽期成本計算細節如下:
1.燃料稅+牌照稅=(7200+15210)X20= 45萬
2.保險=前五年每年七萬後十五年每年平均2.5萬=5X7+2.5X15= 80萬
3.油錢,20年開50萬公里,一公升98無鉛跑10公里,一公升98無鉛假設30元
油錢=50000X30=150萬
4.保養維修20年50萬公里,每一萬公里原廠保養一次,全原廠保養.
小保養 8000元 25次=20萬
中保養20000元 10次=20萬
大保養40000元 10次=40萬
更換重要零件5次X10萬=50萬,二十年保養總共20+20+40+50=130萬
5.輪胎,前輪25000公里更換一次,後輪20000公里更換一次,一個輪胎1萬元.
2X20+2X25=90萬
6.二十年租停車位或路邊停車費,假設一個月3000元.
0.3X240=72萬
1+2+3+4+5+6=20年養車總成本=45+80+150+130+90+72=567萬/20年=240月=2.3625萬
全原廠保養,用米其林PSS好胎,一個月養車只要花23625元.
如果找外場用便宜輪胎,一個月兩萬養M3不是夢!!!!!!!!!!!!!!!
--
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