想了解單身年薪百萬以下買車體驗 - 保養
By Catherine
at 2019-03-10T20:07
at 2019-03-10T20:07
Table of Contents
經驗分享 以下當我都在亂講
我以前當住院醫師還單身的時候 年薪大概150W
那時候是買CRV 最便宜版本
我還記得是74萬 一毛都沒殺XD 第一次買車甚麼都不懂
會選CRV是因為我在宜蘭當住院醫師
偶爾放假會去頭城衝浪
所以當時就想說要買台可以載衝浪板的車子
我同學說他爸開CRV 那我想說那我就買CRV吧 就這樣而已
CRV三代把副駕也攤平 大概勉強可以載九呎的板子
不過我後來換成七呎五的板子 就更好載了
這台CRV陪我開了快九年 十一萬公里左右
最後賣掉還賣了38萬
靠杯有夠保值XD
後來換開lexus RX200t
1.養車成本差很大
CRV原廠保養含機油 一次也才兩三千
過保後來都去外廠 才幾百元頂多一千出頭
RX200t原廠保養 含機油大概五六千
輪胎了話 我CRV一次換四顆輪胎 約一萬四
RX200t一次換四顆輪胎 六萬XD
烤漆板金了話
CRV一片大概兩三千
lexus我問業代 大概一兩萬..
我的CRV後來幾年連丙式都沒買
主要是因為烤漆板金實在太便宜
等真的撞到在花錢修都沒多少
所以乾脆連丙式都沒買...
2.看你的工作不是高級公職或國營
就是上市五百大企業
其實以這種條件 應該是辦信貸 在現金付清買車
這樣最划算
因為現在信貸利率太低了
我的信貸都已經低倒1.99%
還一天到晚接到銀行電話問我還要不要貸
沒辦法 台灣的銀行都超額存款 滿手現金借不出去
所以利率越殺越低
辦車貸了話 利率怎樣都很難低於4%
所以我一直很難理解 在台灣
有抵押品的車貸 怎麼利率會比沒抵押品的信貸還要高=.=?
現金付清買車的好處之一是
如果你萬一急用錢
乾脆把車賣了
就能直接拿到錢用急 隨便賣賣也是幾十萬 不無小補
3.以你的收入我是覺得養lexus會很辛苦
而且對擦撞什麼的會很心疼 烤漆板金又貴桑桑
說真的買台國產車
輕鬆養就好 反而不用太在意外觀的小傷痕
這樣更能輕鬆無壓力的到處開來開去玩
所以說真的 我其實比較建議你買altis RAV4 CRV這幾台
一來好養
二來超保值
在來就是平價車 刮傷也不用太心疼 因為烤漆板金很便宜XD
偶的想法大概塑這樣啦
--
我以前當住院醫師還單身的時候 年薪大概150W
那時候是買CRV 最便宜版本
我還記得是74萬 一毛都沒殺XD 第一次買車甚麼都不懂
會選CRV是因為我在宜蘭當住院醫師
偶爾放假會去頭城衝浪
所以當時就想說要買台可以載衝浪板的車子
我同學說他爸開CRV 那我想說那我就買CRV吧 就這樣而已
CRV三代把副駕也攤平 大概勉強可以載九呎的板子
不過我後來換成七呎五的板子 就更好載了
這台CRV陪我開了快九年 十一萬公里左右
最後賣掉還賣了38萬
靠杯有夠保值XD
後來換開lexus RX200t
1.養車成本差很大
CRV原廠保養含機油 一次也才兩三千
過保後來都去外廠 才幾百元頂多一千出頭
RX200t原廠保養 含機油大概五六千
輪胎了話 我CRV一次換四顆輪胎 約一萬四
RX200t一次換四顆輪胎 六萬XD
烤漆板金了話
CRV一片大概兩三千
lexus我問業代 大概一兩萬..
我的CRV後來幾年連丙式都沒買
主要是因為烤漆板金實在太便宜
等真的撞到在花錢修都沒多少
所以乾脆連丙式都沒買...
2.看你的工作不是高級公職或國營
就是上市五百大企業
其實以這種條件 應該是辦信貸 在現金付清買車
這樣最划算
因為現在信貸利率太低了
我的信貸都已經低倒1.99%
還一天到晚接到銀行電話問我還要不要貸
沒辦法 台灣的銀行都超額存款 滿手現金借不出去
所以利率越殺越低
辦車貸了話 利率怎樣都很難低於4%
所以我一直很難理解 在台灣
有抵押品的車貸 怎麼利率會比沒抵押品的信貸還要高=.=?
現金付清買車的好處之一是
如果你萬一急用錢
乾脆把車賣了
就能直接拿到錢用急 隨便賣賣也是幾十萬 不無小補
3.以你的收入我是覺得養lexus會很辛苦
而且對擦撞什麼的會很心疼 烤漆板金又貴桑桑
說真的買台國產車
輕鬆養就好 反而不用太在意外觀的小傷痕
這樣更能輕鬆無壓力的到處開來開去玩
所以說真的 我其實比較建議你買altis RAV4 CRV這幾台
一來好養
二來超保值
在來就是平價車 刮傷也不用太心疼 因為烤漆板金很便宜XD
偶的想法大概塑這樣啦
--
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