竹北天坑吃特斯拉!投保「車體險乙式」 - 特斯拉

By Ophelia
at 2023-04-27T16:44
at 2023-04-27T16:44
Table of Contents
竹北天坑吃特斯拉!投保「車體險乙式」 可啟動理賠
https://bit.ly/3L9FQA9
2023-04-27 16:36
記者陳依旻/台北報導
新竹縣竹北市莊敬六街某社區大門口今(27日)驚傳天坑,一輛停放在停車格、價值230萬
的特斯拉Model Y當場被吞噬,讓車主相當心痛,不過,車主別哭,產險業者表示,若有投
保車體險,如乙式,是可以啟動理賠保障的。
目前富邦產、新光產有提供特斯拉車主投保的車險,富邦產險表示,車體險保乙式承保範圍
包括碰撞、傾覆、火災、閃電、雷擊、爆炸及拋擲物或墜落物,本次因路面崩塌事故,造成
Model Y墜入坑中之事故,屬於車體險乙式承保範圍中之碰撞、傾覆,「可啟動理賠保障。
」
理賠有5大注意事項,分別是保留事故現場,拍照保全證據、通報警方處理,取得警方事故
證明文件、事故日起5天通知保險公司申請理賠、車輛進廠維修,通知保險公司勘估損失、
切勿自行與對造私下和解。
新光投信也表示,該事件視為車輛傾覆,符合乙式車體險承保範圍,故該車的修理費用可由
乙式車體險可賠,賠付金額上限是投保時的保險金額扣除折舊後的金額,保險公司賠付後會
向造成天坑出現的肇因單位求償;新光產險也提醒車主,事故發生須請警方現場處理,持警
方開立三聯單及行照、駕照、車主印章向保險公司申請理賠並在車輛進廠維修時通知保險公
司至修理廠勘估車損狀況。
特斯拉剛買1個月就發生悲劇,據了解,新竹縣竹北市莊敬六街某社區大門口發生的天坑,
已是該名建商第5度出包,現場疑似是超抽地下水,路基土壤被掏空才會釀禍,稍早,該輛M
odel Y已被吊起,左側車身「咪咪冒冒」,模樣十分悽慘。
產險業者呼籲,特斯拉保養成本低,但車體維修、零件費用相當高,建議投保車體損失險。
車體險主要分為甲式、乙式、丙式三種,以及俗稱丁式的限額車對車碰撞損失保險,其主要
差別在承保範圍、賠償項目以及保費的不同。
--
https://bit.ly/3L9FQA9
2023-04-27 16:36
記者陳依旻/台北報導
新竹縣竹北市莊敬六街某社區大門口今(27日)驚傳天坑,一輛停放在停車格、價值230萬
的特斯拉Model Y當場被吞噬,讓車主相當心痛,不過,車主別哭,產險業者表示,若有投
保車體險,如乙式,是可以啟動理賠保障的。
目前富邦產、新光產有提供特斯拉車主投保的車險,富邦產險表示,車體險保乙式承保範圍
包括碰撞、傾覆、火災、閃電、雷擊、爆炸及拋擲物或墜落物,本次因路面崩塌事故,造成
Model Y墜入坑中之事故,屬於車體險乙式承保範圍中之碰撞、傾覆,「可啟動理賠保障。
」
理賠有5大注意事項,分別是保留事故現場,拍照保全證據、通報警方處理,取得警方事故
證明文件、事故日起5天通知保險公司申請理賠、車輛進廠維修,通知保險公司勘估損失、
切勿自行與對造私下和解。
新光投信也表示,該事件視為車輛傾覆,符合乙式車體險承保範圍,故該車的修理費用可由
乙式車體險可賠,賠付金額上限是投保時的保險金額扣除折舊後的金額,保險公司賠付後會
向造成天坑出現的肇因單位求償;新光產險也提醒車主,事故發生須請警方現場處理,持警
方開立三聯單及行照、駕照、車主印章向保險公司申請理賠並在車輛進廠維修時通知保險公
司至修理廠勘估車損狀況。
特斯拉剛買1個月就發生悲劇,據了解,新竹縣竹北市莊敬六街某社區大門口發生的天坑,
已是該名建商第5度出包,現場疑似是超抽地下水,路基土壤被掏空才會釀禍,稍早,該輛M
odel Y已被吊起,左側車身「咪咪冒冒」,模樣十分悽慘。
產險業者呼籲,特斯拉保養成本低,但車體維修、零件費用相當高,建議投保車體損失險。
車體險主要分為甲式、乙式、丙式三種,以及俗稱丁式的限額車對車碰撞損失保險,其主要
差別在承保範圍、賠償項目以及保費的不同。
--
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