車禍選擇出險還是對方賠? - 貨車

By Ingrid
at 2017-10-12T00:56
at 2017-10-12T00:56
Table of Contents
今天被強迫吃了一餐三寶飯
直行在禁行機車的最內側車道等前方兩輛小貨車迴轉完要直走
然後才剛起步突然一台機車直接跨越我到我面前瞬間左轉要迴轉 WTF?
導致我儘管當下時速不到20km/h 依然反應不及
依照這樣的狀況下請問我有肇事責任嗎?
然後如果責任不再於我,選擇保險公司出險,第二年的保費會增加嗎?
因為對方不是車主,機車好像也不可能有什麼任意險,所以是有點擔心會不會只能走出險
明天應該會直接去原廠板金廠先估價
目前前保桿凹陷,我是想整塊換掉
右側大燈今天看有點歪掉了,但是當下看不出來只有擦傷
https://youtu.be/j-5cKYuEho4
這是行車紀錄器的影片
警察看完當下是覺得路權在我
但是還是要由交通大隊裁決才知道肇事的責任比重
當下交警有問對方要私下賠償還是讓交通大隊裁決,對方選擇交通大隊裁決
交警有講如果交通大隊裁決違規也會寄上罰單
其實當下聽了是覺得這還需要裁決嗎....?
當初賣我車的業務是說請保險公司直接出險就好,其餘保險公司會去處理
各位覺得我該把車直接拿去修好,還是等一個月交通大隊裁決下來再說?
凹進去好醜 Q_Q 才剛牽不到兩個月
https://imgur.com/bNZ4k4r
https://imgur.com/zRsrSjz
--
直行在禁行機車的最內側車道等前方兩輛小貨車迴轉完要直走
然後才剛起步突然一台機車直接跨越我到我面前瞬間左轉要迴轉 WTF?
導致我儘管當下時速不到20km/h 依然反應不及
依照這樣的狀況下請問我有肇事責任嗎?
然後如果責任不再於我,選擇保險公司出險,第二年的保費會增加嗎?
因為對方不是車主,機車好像也不可能有什麼任意險,所以是有點擔心會不會只能走出險
明天應該會直接去原廠板金廠先估價
目前前保桿凹陷,我是想整塊換掉
右側大燈今天看有點歪掉了,但是當下看不出來只有擦傷
https://youtu.be/j-5cKYuEho4
這是行車紀錄器的影片
警察看完當下是覺得路權在我
但是還是要由交通大隊裁決才知道肇事的責任比重
當下交警有問對方要私下賠償還是讓交通大隊裁決,對方選擇交通大隊裁決
交警有講如果交通大隊裁決違規也會寄上罰單
其實當下聽了是覺得這還需要裁決嗎....?
當初賣我車的業務是說請保險公司直接出險就好,其餘保險公司會去處理
各位覺得我該把車直接拿去修好,還是等一個月交通大隊裁決下來再說?
凹進去好醜 Q_Q 才剛牽不到兩個月
https://imgur.com/bNZ4k4r
https://imgur.com/zRsrSjz
--
Tags:
貨車
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