車險 肇事責任和保費關係 - 汽車
By Rebecca
at 2022-04-11T11:49
at 2022-04-11T11:49
Table of Contents
各位大大,小弟想請問一下,
我保乙式車險,肇事責任20%,肇事責任100%,對於車主來說是不是沒差,因為下一期保
費調漲的係數都一樣了?
小弟前陣子發生車禍,十字路口,我右轉燈亮起後右轉(往東方向右轉),與直行車發生擦
撞(由西往東直行),
初判表出來,我肇事責任一條"未禮讓直行車",肇事責任100%,對方完全無肇事責任,連
"未注意前方車輛”都沒有,從停車紀錄器來看,車速不慢,甚至懷疑對方有超速。
目前在猶豫要不要自費申請鑑定,保險公司是說,鑑定要自費3000,而且下一期保費調漲
的係數也不會因為對方肇事責任變多而降低,想問是不是真的是這樣? 去申請鑑定完全沒
有實質好處,反而要多花三千還要自己跑流程?!
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汽車
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