車險出險心得 - 保養

By Blanche
at 2022-09-27T12:55
at 2022-09-27T12:55
Table of Contents
在台灣開車…. 保險絕對是必需品!
星期五晚上下班,拖著疲憊的心情開著3個月的新車,
從國三甲蠕行準備匯入往新店閘道,
結果被後方車子追撞
前後車紀錄器:
https://youtu.be/ZQBLm5ZIeJ8
https://youtu.be/98ubr5YUYGQ
追撞後立刻將車子移到路肩
事後想想好像應該先拍完照再移動?
不過很怕被後方再次追撞以及當下班車潮的路障……
對方撞到後死都不下車,只有打開窗戶問說彼此的車子有沒有什麼損傷
奇怪了捏…下車察看不是很正常? 我又不會K你
對方起手式就立刻放大絕招,
「我是學生,我很窮!」
真巧! 我是很窮的上班族
「加我line,不要擋到下班車潮,事後再連絡賠賞事宜」
等等…你不會加了馬上封鎖我吧?
「我有認識的外場,你那個保險桿重新烤漆就好」
雖然傷的沒很重,車牌凹掉外加後保險桿烙印上對方的車牌輪廓
https://imgur.com/FRoXItj
不過3個月新車還是會心痛啦~
在自己的堅持下,報警請國道警察做後續的處理,
因為離國道警察木柵分隊的距離很近且雙方車子皆在可行駛的狀態,
所以警察就請我們將車子直接開到分隊做後續筆錄,
當下立刻聯絡當時買車的業務詢問出險的步驟,並把交通事故登記聯單及行照傳給業務請
她做後續的處裡,
業務說星期一的時候會幫我從上班地點開到養廠處理後續相關事項,
這真是對社畜最大的體貼…嗚嗚嗚!
不過…保養廠說缺料,要等1-2個月這就是另一個故事了…
所以也只能乖乖地把車子開回家靜候後保險桿到貨了.
保險的部份蠻迅速的,回廠後的隔天早上就收到保險業務員的電話告知會理賠並請保養廠
先行維修
不過缺料啊…! 原廠報價25000,想想其實不貴欸
所幸一個星期後就收到保險桿提早到貨的消息,
維修也不用留車,開過去保養廠3個小時搞定,終於不用抱著車屁股疑似短了1-2公分奇
妙的心理潔癖上班了!可喜可賀
事後想了很久,到底怎樣可以避免這次撞擊,如果發現後車速度怪怪的,立刻方向盤往右
打閃到路肩會不會比較好?
萬一對方很穩的煞住了,只有我莫名地躲到路肩會不會很尷尬?
在台灣…就算你再怎麼小心遵守交通規則開車,你還是會出車禍,
保險完全可以避免你跟對方盧小小商討賠賞事項,也不用為了修車錢上法院
免得對方兩手一攤 「我窮學生欸」 你拿他也沒轍
雖然沒有要葉配車險的意思…
但在台灣開車,車險真的是必備項目
雖然常常有ACC車禍的新聞…不過假若後車有ACC功能並且打開的話應該也不會有這次追撞
了
某種層面上,AAC是安全的?
--
星期五晚上下班,拖著疲憊的心情開著3個月的新車,
從國三甲蠕行準備匯入往新店閘道,
結果被後方車子追撞
前後車紀錄器:
https://youtu.be/ZQBLm5ZIeJ8
追撞後立刻將車子移到路肩
事後想想好像應該先拍完照再移動?
不過很怕被後方再次追撞以及當下班車潮的路障……
對方撞到後死都不下車,只有打開窗戶問說彼此的車子有沒有什麼損傷
奇怪了捏…下車察看不是很正常? 我又不會K你
對方起手式就立刻放大絕招,
「我是學生,我很窮!」
真巧! 我是很窮的上班族
「加我line,不要擋到下班車潮,事後再連絡賠賞事宜」
等等…你不會加了馬上封鎖我吧?
「我有認識的外場,你那個保險桿重新烤漆就好」
雖然傷的沒很重,車牌凹掉外加後保險桿烙印上對方的車牌輪廓
https://imgur.com/FRoXItj
不過3個月新車還是會心痛啦~
在自己的堅持下,報警請國道警察做後續的處理,
因為離國道警察木柵分隊的距離很近且雙方車子皆在可行駛的狀態,
所以警察就請我們將車子直接開到分隊做後續筆錄,
當下立刻聯絡當時買車的業務詢問出險的步驟,並把交通事故登記聯單及行照傳給業務請
她做後續的處裡,
業務說星期一的時候會幫我從上班地點開到養廠處理後續相關事項,
這真是對社畜最大的體貼…嗚嗚嗚!
不過…保養廠說缺料,要等1-2個月這就是另一個故事了…
所以也只能乖乖地把車子開回家靜候後保險桿到貨了.
保險的部份蠻迅速的,回廠後的隔天早上就收到保險業務員的電話告知會理賠並請保養廠
先行維修
不過缺料啊…! 原廠報價25000,想想其實不貴欸
所幸一個星期後就收到保險桿提早到貨的消息,
維修也不用留車,開過去保養廠3個小時搞定,終於不用抱著車屁股疑似短了1-2公分奇
妙的心理潔癖上班了!可喜可賀
事後想了很久,到底怎樣可以避免這次撞擊,如果發現後車速度怪怪的,立刻方向盤往右
打閃到路肩會不會比較好?
萬一對方很穩的煞住了,只有我莫名地躲到路肩會不會很尷尬?
在台灣…就算你再怎麼小心遵守交通規則開車,你還是會出車禍,
保險完全可以避免你跟對方盧小小商討賠賞事項,也不用為了修車錢上法院
免得對方兩手一攤 「我窮學生欸」 你拿他也沒轍
雖然沒有要葉配車險的意思…
但在台灣開車,車險真的是必備項目
雖然常常有ACC車禍的新聞…不過假若後車有ACC功能並且打開的話應該也不會有這次追撞
了
某種層面上,AAC是安全的?
--
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