這樣要被加保險肇事紀錄嗎? - 汽車

By Mia
at 2022-11-30T11:23
at 2022-11-30T11:23
Table of Contents
先上圖(第一欄是我
https://i.imgur.com/ebmQLna.jpg
事情是當初我在路邊靠著牆停車,
駕駛車門始終開著我一腳在外並且坐在駕駛座上搬東西,
(因為東西很重又很大想要搬到副駕,用很久)
然後有一台小貨經過,車頭經過沒事,
中間停了紅燈,待綠燈起步後,
車斗勾到我開著的車門,就把我門拉壞
原本以為我方沒有肇責,
但理賠員說初判表出來,
他看了上千張說這樣寫就是表示我是主因,
想要加我肇事紀錄提高保費,
問題有兩個
1.這樣寫就真的代表我是主因嗎?還是需要更進一步去申請肇事鑑定嗎?
2.理賠員這種說法是想騙騙我不懂事嗎?有沒有其他不加肇事紀錄的方法?
先感謝各位閱文<(_ _)>
--
https://i.imgur.com/ebmQLna.jpg

事情是當初我在路邊靠著牆停車,
駕駛車門始終開著我一腳在外並且坐在駕駛座上搬東西,
(因為東西很重又很大想要搬到副駕,用很久)
然後有一台小貨經過,車頭經過沒事,
中間停了紅燈,待綠燈起步後,
車斗勾到我開著的車門,就把我門拉壞
原本以為我方沒有肇責,
但理賠員說初判表出來,
他看了上千張說這樣寫就是表示我是主因,
想要加我肇事紀錄提高保費,
問題有兩個
1.這樣寫就真的代表我是主因嗎?還是需要更進一步去申請肇事鑑定嗎?
2.理賠員這種說法是想騙騙我不懂事嗎?有沒有其他不加肇事紀錄的方法?
先感謝各位閱文<(_ _)>
--
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汽車
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