開公司車事故的理賠問題 - 烤漆
By Regina
at 2021-11-26T11:35
at 2021-11-26T11:35
Table of Contents
※ 引述《dontknow (不知道)》之銘言:
: 在公司樓下停車場開公司車(法人車)A到隔壁自家車。
: 已報案三聯單上面當事人是寫我和另一台車車主。
: 撞到的車回原廠重新烤漆四天(烤漆錢保險出)
: 車主向我們公司要求支付這四天代步車費用,
: 雖然我們公司車有全險但產險公司說沒有這塊。
: 由於對方一直來煩我要求代步車費用,
: 我請他去找保險公司,
: 結果保險公司理賠員私自和車主達成協議說我們付代步車錢由肇事者出錢,
: 肇事者我本人完全不知情,
: 事後車都已經借完才說要我付這幾天的錢。
: 請問這樣可以申訴嗎?
: (和解書還沒簽)
只能說你根本沒搞懂。
簡單跟你說明理賠的作法
理賠在初步洽談只會賠付車輛修理費用,其他非營業用車若無法舉證
相關證明與單據,不會賠償所謂代步車費用。
若對方堅持要求償,本來他能走的路就是找當事人求償,求償未果
就是提告,所以理賠會和對方告知這項目他們不賠償,若要請求要找當事人
這是正常的流程與做法。
看你的內容和回文根本也沒搞清楚雙方中間怎麼溝通的,而直接認為
"保險公司已經答應對方這筆費用會用當事人支付"。
這也是滿好笑的,如果今天真的發生這種事,那你要申訴當然絕對贏,
但你要不要先確定一下情況?
--
▅▃▼▃▅
▋◢██◣▍ 夏はどこまでも續いてゆく
◢╱/ \╲◣ 青く廣がる空の下で
▊ /◤◤◥◥\ ▎
▊\ ● ● /▎ 彼女が待つ﹑その大氣の下で
◢/◣ ︶ ◢\◣ -AIR-
--
: 在公司樓下停車場開公司車(法人車)A到隔壁自家車。
: 已報案三聯單上面當事人是寫我和另一台車車主。
: 撞到的車回原廠重新烤漆四天(烤漆錢保險出)
: 車主向我們公司要求支付這四天代步車費用,
: 雖然我們公司車有全險但產險公司說沒有這塊。
: 由於對方一直來煩我要求代步車費用,
: 我請他去找保險公司,
: 結果保險公司理賠員私自和車主達成協議說我們付代步車錢由肇事者出錢,
: 肇事者我本人完全不知情,
: 事後車都已經借完才說要我付這幾天的錢。
: 請問這樣可以申訴嗎?
: (和解書還沒簽)
噓 HunterKiller: 保險公司請對方找你談這條(O) 11/26 08:09
→ HunterKiller: 保險公司答應對方你會賠這條(X)11/26 08:09
所以他們沒有得到我的授權就這樣談是否合理?我的問題是這個啦~ 只能說你根本沒搞懂。
簡單跟你說明理賠的作法
理賠在初步洽談只會賠付車輛修理費用,其他非營業用車若無法舉證
相關證明與單據,不會賠償所謂代步車費用。
若對方堅持要求償,本來他能走的路就是找當事人求償,求償未果
就是提告,所以理賠會和對方告知這項目他們不賠償,若要請求要找當事人
這是正常的流程與做法。
看你的內容和回文根本也沒搞清楚雙方中間怎麼溝通的,而直接認為
"保險公司已經答應對方這筆費用會用當事人支付"。
這也是滿好笑的,如果今天真的發生這種事,那你要申訴當然絕對贏,
但你要不要先確定一下情況?
--
▅▃▼▃▅
▋◢██◣▍ 夏はどこまでも續いてゆく
◢╱/ \╲◣ 青く廣がる空の下で
▊ /◤◤◥◥\ ▎
▊\ ● ● /▎ 彼女が待つ﹑その大氣の下で
◢/◣ ︶ ◢\◣ -AIR-
--
Tags:
烤漆
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