車禍賠償事宜(對方有小擦傷) - 汽車
By Dora
at 2021-04-01T09:40
at 2021-04-01T09:40
Table of Contents
昨天太太上班途中與機車發生擦撞,
紅燈轉綠燈後我方車輛要直行而對方機車從我車左側切到車前要右轉,
導致在左側車前擦撞,時速可能5KM,
https://youtu.be/OR235jyvnYU
但當下表明不需要處理,警方到場處理後也是自行騎車離開,
昨天前往警局製作筆錄時警方也是判定對方車輛是肇事主因,
我方有投保強制、第三責任、乙式車體險也去保險公司報備完畢,
因對方有傷,有上網查過不管大傷小傷,有傷他就可以提告,
對方我猜是沒有保第三責任險(當下無確認),
而我車損如下圖,
https://imgur.com/bZGQays
還要找時間去車廠估價,但因為是福斯,我猜要1~2萬跑不掉,
對方有點年紀,且從車禍時交談的感覺判斷若這筆帳由保險公司去跟他算的話,
感覺對方不會接受,我們也不想花時間跟他盧,
因此目前想法是跟對方說我車損的部分由我自行乙式車體險出險處理,
用此來跟對方談和解,不知道可不可行?
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